FHFA increases conforming loan limit to $832,750 for 2026.
Conforming loan limits are rising, allowing Fannie Mae and Freddie Mac to buy mortgages up to $832,750, presenting new opportunities for private lenders.
Secure Your Private Mortgage Notes: A 7-Step Guide to Comprehensive Borrower Background Checks
How to Conduct a Comprehensive Borrower Background Check for Private Mortgage Notes in 7 Steps Private mortgage notes offer unique investment opportunities, but they also carry distinct risks. A thorough borrower background check is paramount, not just for protecting your investment, but for ensuring [...]
Commercial Loan Default Management: A Case Study in Strategic Loan Modification
From Default to Deal: How a Private Lender Saved a $1M Commercial Property Investment with a Strategic Loan Modification Client Overview Apex Capital Partners is a prominent private lending firm specializing in commercial real estate financing across the Southwestern United States. With a portfolio [...]
The Myth of Mega-Lenders: Consolidation’s Limitations in the Mortgage Sector
Explore the potential shift in mortgage lending as major players leverage technology and capital, raising concerns about market consolidation and industry viability.
Strategic Loan Modification: Turning a $1M Commercial Default into Profit for Private Lenders.
From Default to Deal: How a Private Lender Saved a $1M Commercial Property Investment with a Strategic Loan Modification. Client Overview Apex Capital Partners (fictional), a seasoned private lending firm specializing in commercial real estate financing, found itself in a challenging position with one [...]
Mitigating Borrower Default: Proactive Strategies for Private Lenders
Mitigating Borrower Default: Proactive Strategies for Private Lenders Mitigating Borrower Default: Proactive Strategies for Private Lenders In the dynamic world of private mortgage lending, the prospect of borrower default is a constant concern. Unlike traditional banks with vast loss reserves and standardized procedures, private [...]
Hard Money Lender’s Guide to Stellar Investor Updates for Trust & Growth
A Hard Money Lender's Blueprint for Stellar Monthly Investor Updates A Hard Money Lender's Blueprint for Stellar Monthly Investor Updates In the dynamic world of private mortgage lending, particularly within the fast-paced realm of hard money, cultivating and maintaining investor confidence is not merely [...]
Airtight Private Loan Documents: A Risk Review Checklist
Are Your Private Loan Documents Airtight? A Risk Review Checklist Are Your Private Loan Documents Airtight? A Risk Review Checklist for Private Mortgage Servicing In the dynamic world of private mortgage lending, the value of an investment often hinges on the strength and clarity [...]
Federal Judge Dismisses Mortgage Fraud Charges Against NY AG Letitia James
Federal judge dismisses charges against New York AG Letitia James, citing issues with the prosecutor's appointment, impacting ongoing legal matters and implications.
MBA Chief Seeks Federal Investigation into Rising Costs of Credit Reporting Products
Mortgage Bankers Association's CEO urges investigation into escalating credit report prices, highlighting concerns for lenders facing rising costs.