How a Regional Private Lender Identified and De-stacked a Multi-Million Dollar Portfolio Risk (Preventing 25% Default Rate) Client Overview Apex Capital Solutions, a prominent regional private lender operating across several rapidly expanding metropolitan areas, had built a strong reputation over the past decade. Specializing [...]
How to Conduct a Comprehensive Borrower Background Check for Private Mortgage Notes in 7 Steps For private mortgage note holders and servicers, due diligence isn't just a best practice—it's the bedrock of a secure investment and efficient operations. A comprehensive borrower background check is [...]
Beyond Compliance: How Investor Reporting Becomes Your Top Marketing Asset for High-Net-Worth Individuals Beyond Compliance: How Investor Reporting Becomes Your Top Marketing Asset for High-Net-Worth Individuals In the specialized world of private mortgage servicing, attracting and retaining high-net-worth individuals (HNWIs) as investors is a [...]
New State Regulations Spark Debate: The Future of Due Diligence in Private Mortgage Note Transfers The landscape of private mortgage note transfers is undergoing a significant transformation as new state-level regulations begin to take effect across the nation. These evolving mandates, aimed primarily at [...]
What Is Capital Stacking and Why Should Private Lenders Care? What Is Capital Stacking and Why Should Private Lenders Care? In the dynamic world of private mortgage lending, understanding the intricacies of how projects are financed is paramount. It’s not always as simple as [...]
Legal Landmines: Avoiding Regulatory Traps in Private Mortgage Lending Legal Landmines: Avoiding Regulatory Traps in Private Mortgage Lending In the dynamic world of real estate investment, private mortgage lending has emerged as a powerful alternative to traditional financing. It offers flexibility, speed, and often [...]
New State Legislation Poised to Reshape Private Mortgage Workout Requirements for 2026 A sweeping new legislative package, dubbed the “Mortgage Borrower Protection Act” (MBPA), is set to fundamentally alter the landscape of private mortgage servicing, particularly concerning loan workout requirements, effective January 1, 2026. [...]
Creating Custom Investor Reports: Tailoring Data for Different Stakeholders in Private Mortgage Servicing Creating Custom Investor Reports: Tailoring Data for Different Stakeholders in Private Mortgage Servicing In the dynamic world of private mortgage servicing, where bespoke loan structures and diverse investment strategies are the [...]
New State Legislation Poised to Reshape Private Mortgage Workout Requirements for 2026 A groundswell of new state-level legislative efforts is set to significantly alter the landscape of private mortgage workouts, with changes expected to take full effect by 2026. This emerging regulatory environment demands [...]
The Unseen Hurdles: Why Inexperienced Borrowers Pose a Unique Risk in Private Mortgage Servicing The Unseen Hurdles: Why Inexperienced Borrowers Pose a Unique Risk in Private Mortgage Servicing In the dynamic world of private mortgage lending, opportunities abound for both borrowers seeking alternative financing [...]
