Borrower Hardship: Compassionate Servicing That Doesn't Cost You Money Borrower Hardship: Compassionate Servicing That Doesn't Cost You Money In the nuanced world of private mortgage servicing, the specter of borrower hardship is an ever-present reality. Economic downturns, unexpected job loss, medical emergencies, or even [...]

Beyond Credit Scores: Alternative Data Points for Fraud Risk Assessment Beyond Credit Scores: Unmasking Fraud Risk with Alternative Data in Private Mortgage Servicing In the intricate world of private mortgage servicing, managing risk is paramount. For years, the credit score has stood as the [...]

The Future of Private Lending: Why Expert Servicing Will Dominate The Future of Private Lending: Why Expert Servicing Will Dominate The landscape of private lending has undergone a significant transformation in recent years, evolving from a niche alternative into a robust and increasingly sophisticated [...]

Investor Beware: Common Pitfalls in Unserviced Wrap Mortgage Agreements Investor Beware: Common Pitfalls in Unserviced Wrap Mortgage Agreements In the vibrant world of private mortgage lending, wrap-around mortgages can often appear as an attractive vehicle for both sellers and investors, promising higher yields and [...]

Crafting Effective Default Notices: Legal Requirements and Best Practices in Private Mortgage Servicing In the intricate world of private mortgage servicing, few documents carry as much weight and potential impact as the default notice. Far more than a mere administrative step, it represents a [...]

Navigating the Future: Data Security and AI in Private Mortgage Underwriting Navigating the Future: Data Security and AI in Private Mortgage Underwriting In the dynamic world of private mortgage servicing, the landscape is constantly shifting, driven by technological advancements and an ever-present need for [...]

The Case for Cross-Collateralization: How It Impacts Private Lending KPIs The Case for Cross-Collateralization: How It Impacts Private Lending KPIs in Private Mortgage Servicing In the dynamic world of private mortgage lending, managing risk while optimizing returns is a perpetual balancing act. Lenders, brokers, [...]

Creating a Scalable Loan Pricing System for Growth in Private Mortgage Servicing Creating a Scalable Loan Pricing System for Growth in Private Mortgage Servicing In the dynamic world of private mortgage servicing, where bespoke loans and unique circumstances are the norm, the ability to [...]

The Ins and Outs of Property Tax Escrow for Private Lenders The Ins and Outs of Property Tax Escrow for Private Lenders In the dynamic world of private mortgage lending, flexibility and speed are often touted as key advantages. However, with this autonomy comes [...]

Opinion: Are Current Fraud Prevention Measures Enough for the Private Mortgage Market? The private mortgage market offers unique opportunities for lenders, brokers, and investors, providing flexible financing options often inaccessible through traditional channels. It's a dynamic ecosystem built on relationships, speed, and tailored solutions. [...]