How to Stress-Test Your Private Lending Portfolio Against a Potential Housing Correction For private mortgage lenders, understanding and mitigating risk is paramount. A potential housing correction, characterized by declining property values or rising interest rates, can significantly impact portfolio health, borrower performance, and ultimately, [...]
When Do You Need an Interest Reserve? A Lender's Perspective In the dynamic world of private mortgage lending, managing risk effectively is paramount. As a lender, you're constantly evaluating strategies to protect your investment and ensure the smooth performance of your loan portfolio. One [...]
The Hidden Trap: Non-Public Information Security for Private Lenders The Hidden Trap: Non-Public Information Security for Private Lenders In the bustling world of private mortgage lending, where opportunities abound and relationships are paramount, it’s easy to focus on the tangible aspects: underwriting, funding, and [...]
Rogers Healy and Associates merges with Compass, with founder Rogers Healy transitioning to venture capital, signaling a shift in industry dynamics.
NRMLA expresses opposition to a New Jersey proposal altering reverse mortgage counseling requirements, highlighting concerns for private lenders in the region.
The 2025 homebuilding landscape sees slowed new construction and increased cancellations, while Millrose Properties innovates in land banking and development.
Impact of Economic Downturns on Interest Reserve Requirements In the intricate world of private mortgage servicing, every detail matters, particularly when economic headwinds begin to blow. For lenders, brokers, and investors dealing with private notes, understanding and managing interest reserve requirements is a fundamental [...]
What Happens When Your Private Lending Business Fails an Audit? What Happens When Your Private Lending Business Fails an Audit? In the dynamic world of private mortgage lending, audits are not just a possibility; they are an inevitable reality. Whether driven by regulatory bodies, [...]
The Impact of State Usury Caps on Private Loan Profitability in Mortgage Servicing The Impact of State Usury Caps on Private Loan Profitability in Mortgage Servicing In the dynamic world of private mortgage lending, opportunities for investors, lenders, and brokers abound. However, navigating this [...]
Hovnanian's Q1 earnings reveal a net income of $20.9M amid rising incentives, but a decline in gross margin to 13.4% may signal future challenges.
