Governor Newsom Warns 15 Areas Over Affordable Housing Compliance Issues
California's Governor has issued final warnings to 15 cities lagging in affordable housing compliance, emphasizing the urgency for action in addressing housing access.
The Hidden Dangers of DIY Commercial Note Servicing
Commercial Property Seller Financing: Unique Pitfalls to Avoid Commercial Property Seller Financing: Unique Pitfalls to Avoid Commercial property seller financing can feel like a win-win. For sellers, it offers a faster path to closing, potentially higher sale prices, and a steady income stream. For [...]
Uncovering Hidden Liens: How Due Diligence Secured a Private Lender’s $3.5M Investment
When a private mortgage note enters default, lien position determines recovery. NSC's forensic investigation of a $3.5M defaulted note uncovered a junior lien missed in the original title search — and cleared the path to full principal recovery without costly litigation.
loanDepot and Betenbough Partner to Enhance Builder Channel in Texas
loanDepot collaborates with Betenbough Companies to introduce Olive Branch Home Loans, enhancing mortgage options for homebuyers in West Texas.
Saving Millions: The Power of Forensic Lien Position Due Diligence for Private Lenders
Private lenders who rely on origination-era title insurance to protect their position during default are operating on incomplete information. Here is what forensic lien position due diligence actually covers - and why it is the difference between recovering nearly all your capital and recovering a fraction of it.
Seller Financing Without Disclosures: Navigating the Ethical and Legal Minefield
Seller financing without proper disclosures creates notes that are unenforceable, unmarketable, and legally exposed. This post covers what federal and state law requires, why ethics demands more than minimum compliance, and how professional servicing protects every party in the transaction.
Data Sources for Smarter Private Mortgage Lending: What Actually Moves the Needle GalleryData Sources for Smarter Private Mortgage Lending: What Actually Moves the Needle
loan servicing for private money lenders, loan servicing private lenders, private lender loan servicing, private lender servicing
Data Sources for Smarter Private Mortgage Lending: What Actually Moves the Needle
Private mortgage lenders improve loan performance and note liquidity by integrating credit, property, alternative financial, and payment history data. Here is what each data category does and how to build the infrastructure that supports it.
Housing demand persists even with elevated mortgage rates
Mortgage rates hold at 6.64%, while purchase applications dip 5% YoY. Inventory increases to 713,549, with spreads around 2%, signaling market trends.
Notarizations that are hindering mortgage workflow efficiency.
Discover how lenders are streamlining the closing process with eSignatures and remote online notarization, enhancing borrower satisfaction and efficiency.
Estate Planning for Seller-Financed Notes: Bypass Probate and Secure Your Legacy
Seller-financed note holders who die without a trust or survivorship structure send their income-generating asset through probate - freezing payments, exposing loan terms publicly, and leaving heirs in court for months. Here is how to structure your private mortgage note so it transfers directly to beneficiaries, without court intervention.