FirstHome IQ Collaborates with MBA to Enhance Loan Officer Advocacy in Congress

2026-02-20T04:09:24-08:00Articles, private lender loan servicing, private lender servicing|

Join a nationwide initiative uniting loan officers to advocate on Capitol Hill for housing affordability, credit access, financial literacy, and sustainable homeownership.

Managing Seller Carryback Note Defaults

2026-02-19T18:02:18-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

What to Do When Your Seller Carryback Note Stops Paying: A Practical Guide For many property sellers, offering a carryback note can be a powerful tool to close a deal, attract buyers, and even earn ongoing interest income. It's a fantastic arrangement when payments [...]

Pending Home Sales Experienced a Decline in January

2026-02-19T14:15:20-08:00Articles, loan servicing for private money lenders, private lender servicing|

Pending home sales show mixed trends, increasing in the Midwest and West while declining in the Northeast and South, highlighting regional market dynamics.

HUD Proposes Regulation to Remove Noncitizens from Public Housing

2026-02-19T13:28:28-08:00Articles, loan servicing private lenders, private lender servicing|

HUD's new rule aims to ensure that only eligible tenants reside in HUD-funded housing, potentially impacting occupancy and funding dynamics in the public housing sector.

Mastering the Sale of Re-Performing Notes

2026-02-19T10:29:43-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Effectively Marketing and Selling a Re-Performing Note Effectively Marketing and Selling a Re-Performing Note In the dynamic world of private mortgage servicing, opportunities often arise from complex situations. One such opportunity lies in the effective marketing and selling of re-performing notes. These assets, born [...]

Future-Proofing Private Lending: Mastering Regulatory Compliance in Mortgage Servicing

2026-02-19T10:14:38-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Future-Proofing Private Lending: Innovation and Adaptation The landscape of private lending has undergone a significant transformation, evolving from a niche market into a robust and increasingly sophisticated segment of the financial industry. As capital flows more readily into private mortgages, the need for robust, [...]

State Late Fee Caps: Navigating Compliance and Profitability for Private Mortgage Lenders

2026-02-19T07:31:07-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

The global economy continues to grapple with the aftershocks of inflation, rising interest rates, and an uneven recovery, leading to increased financial strain for many consumers. In response, state legislatures across the U.S. are increasingly scrutinizing and proposing new caps on late fees charged [...]

Fractional Ownership in Private Mortgages: Why Transparent Investor Reporting is Non-Negotiable

2026-02-19T07:29:43-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Opportunities in Fractional Ownership: A New Frontier for Private Capital The landscape of real estate investment is undergoing a significant transformation, driven by the emergence of fractional ownership. This innovative approach is democratizing access to lucrative assets, allowing private capital, often from smaller individual [...]

Structuring Seller Financing Notes to Reduce Default Risk

2026-02-19T06:51:56-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Seller Financing Secrets: How to Structure Notes to Reduce Default Risk Seller Financing Secrets: How to Structure Notes to Reduce Default Risk In the dynamic world of real estate and private lending, seller financing offers a powerful tool for both buyers and sellers. It [...]

New State Late Fee Caps: Navigating Compliance and Profitability for Private Lenders

2026-02-18T19:39:46-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

New Wave of State Legislation Targets Private Lender Late Fee Caps Amidst Economic Uncertainty A significant legislative trend is sweeping across several U.S. states, with lawmakers increasingly focusing on consumer protection measures that directly impact the private mortgage lending sector. At the heart of [...]

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