Exploring Potential for Mortgage Rates to Reach 5.75% by Year-End
Mortgage rates approach forecast lows as economic shifts, Federal Reserve policies, and bond market trends create conditions for potential further declines.
Griffin Funding claims West Capital Lending and ex-LOs misappropriated leads.
New lawsuit sparks renewed discussion on lead ownership and data transfers, impacting loan officers as they transition between lenders and brokerages.
TransUnion reduces VantageScore 4.0 pricing for mortgage lenders.
TransUnion reduces costs for mortgage lenders buying VantageScore 4.0, aligning with market trends and competitive pricing initiated by FICO's new model.
The $79 Trillion Shift: The Role of Lost Wages in the Housing Crisis
Affordability in housing extends beyond home prices, highlighting the impact of worker wages and the control of housing capital flow for private lenders.
Court Resolves Phoenix Suns Ownership Dispute Involving UWM’s Ishbia
Ownership dispute involving UWM's CEO Mat Ishbia and the Phoenix Suns concludes with a dismissal, with both parties agreeing to cover their own legal costs.
9 Ways Professional Servicing Makes Difficult Seller Carry Deals Possible
Seller carry financing closes deals that banks reject—but only professional servicing keeps them performing. These 9 operational mechanics explain why servicing determines whether a difficult seller carry deal succeeds or unravels.
Professional Servicing Is Not Optional for Seller Carry Notes – It’s the Foundation
Self-managing a seller carry note creates compliance exposure, recordkeeping gaps, and liquidity risk. Professional servicing is the operational foundation that keeps a private mortgage note enforceable, saleable, and legally defensible.
9 Signals That Tell You When to Propose Seller Carry to a Motivated Seller
Nine motivated-seller signals that tell you exactly when to propose owner financing. Identify the moment — and the right action step — before opening the conversation.
9 Structural Elements That Make Seller Carry Deals Work for Both Sides
Nine structural elements that make seller carry deals work for both sides — from lien recording and escrow setup to balloon terms and professional servicing. Get these right at origination and the deal stays clean through payoff or sale.
9 Compliance Frameworks Every Wrap Mortgage Originator Must Implement
Wrap mortgage originators face layered federal and state compliance obligations. These 9 frameworks show exactly what to address before closing any deal.