Pennymac TPO Introduces Temporary Waiver of Credit Report Fees
Pennymac TPO is waiving the $99 credit report fee at closing for loans submitted via its POWER+ portal, providing cost savings for private lenders.
7 Steps to a Bulletproof Private Mortgage Note Portfolio Audit
How to Conduct a Comprehensive Risk Audit of Your Private Mortgage Note Portfolio in 7 Steps For private mortgage note holders and servicers, proactively managing risk is not merely good practice; it's essential for sustained profitability, regulatory compliance, and operational efficiency. A comprehensive risk [...]
Transforming Private Mortgage Due Diligence with AI and Data Analytics
The Future of Note Due Diligence: AI and Data Analytics in Private Mortgage Servicing In the intricate world of private mortgage servicing, due diligence is not merely a procedural step; it is the bedrock of trust, risk management, and financial viability. For every note [...]
10 Federal Transparency Rules for Private Note Servicers and Investors
Ten federal transparency rules shape how private note servicers report to investors — TILA, RESPA, CFPB, AML and the audit trail behind every report.
NAR balance sheet reveals revenue growth and increased public policy expenditure.
NAR's 2024 Form 990 shows $360M in revenue, $48M in public policy expenditures, and $2.5M compensation for CEO Nykia Wright, highlighting financial priorities.
Loan Modifications: Your Strategic Advantage in Private Mortgage Risk Management
The Unseen Shield: How Loan Modifications De-stack Risk in Private Mortgage Servicing The Unseen Shield: How Loan Modifications De-stack Risk in Private Mortgage Servicing In the intricate world of private mortgage servicing, managing risk isn't just a best practice—it's the bedrock of sustainable operations [...]
RMBS performance expected to stabilize, though underlying issues emerge.
Moody's analysts forecast solid performance in residential mortgage-backed securities, with some expected deterioration in collateral conditions in the future.
10 Federal Transparency Standards for Private Note Investors
Ten federal transparency standards every private note investor should verify with their servicer — disclosures, reporting, escrow, and audit-ready records.
9 Federal Transparency Practices for Private Note Servicers
Nine federal transparency practices that private mortgage note servicers should adopt now to reduce regulatory risk and protect note liquidity at exit.
10 Digital Reporting Features for Private Mortgage Lenders
Ten digital reporting features that retain private mortgage investors — real-time dashboards, payment alerts, tax forms, audit trails, and more.