Land contracts - contracts for deed, installment land contracts, and bonds for deed - trigger TILA and RESPA compliance obligations that most sellers and investors overlook. This guide breaks down exactly when each law applies and what compliant servicing requires.
Tech Spotlight: The Next Generation of AI-Powered Servicing Platforms for Private Mortgages Tech Spotlight: The Next Generation of AI-Powered Servicing Platforms for Private Mortgages In the intricate world of private mortgage servicing, precision, diligence, and foresight are not just virtues—they are necessities. Servicers navigate [...]
Section 1071 of the Dodd-Frank Act is reshaping data collection and reporting requirements for private mortgage lenders in 2025. Learn how the right technology stack turns compliance obligations into operational efficiency and competitive advantage.
Seller carryback investors must issue Form 1098, handle Original Issue Discount accrual, and meet IRS deadlines each January. Professional private mortgage servicing handles all year-end tax reporting automatically — protecting investors from penalties and filing errors.
Federal guidelines now require private mortgage note servicers to meet defined standards across five operational pillars. Servicers with compliant infrastructure hold a clear market advantage in 2026.
Private mortgage investment firms that service consumer-purpose notes inherit full TILA and RESPA compliance obligations with every acquisition, regardless of the note's origin. This guide covers the five core areas every compliant servicing framework must address - loan classification, written policies, servicing transfers, borrower communications, and loss mitigation.
Federal regulators are reshaping private lending technology requirements for 2025. Learn what CFPB, OCC, and FTC guidelines mean for private mortgage note servicers — and seven steps to build compliant, competitive operations before mandates solidify.
SERHANT. expands its East Coast presence with a new office in Boston, attracting over 15 agents and marking a significant milestone for the firm.
RESPA's Affiliated Business Arrangement rules apply directly to seller-financed private mortgage notes. Learn the three compliance requirements - written disclosure, free consumer choice, and bona fide service payments - and how AfBA violations put note enforceability at risk.
TILA's Right of Rescission gives borrowers three business days to cancel mortgage transactions secured by their primary residence. Private lenders who mishandle disclosures face an extended rescission window of up to three years. Learn when it applies, how the notice requirement works, and what practices eliminate rescission risk.
