Virginia Home Sales Increase by 7.3% in December
Virginia's median sales price is $415,000, reflecting a slight year-over-year increase. Discover insights on recent home sales trends impacting private lending.
TikTok Establishes US Entity to Mitigate Marketing Concerns for Mortgage Professionals
TikTok's U.S. joint venture secures its operations by implementing data safeguards, providing clarity for mortgage lenders utilizing the platform effectively.
LTV Decoded: Essential Calculation & Interpretation for Private Mortgage Servicing
Accurate LTV calculation in private mortgage servicing depends on two variables that change over time - the outstanding balance and current property value. Here is how to track both correctly and what different LTV ratios signal for risk, loan workouts, and portfolio management.
Why Amortization Schedule Accuracy Is Critical for Year-End Private Mortgage Servicing
Amortization schedule accuracy underpins every private mortgage servicing year-end deliverable, from 1098 and 1099 tax filings to investor reporting and audit readiness. Here's why the schedule deserves attention year-round, not just in December.
Mortgage experts caution that credit card rate cap may adversely affect homebuyers.
President Trump’s proposal to cap credit card interest rates at 10% raises concerns among private lenders about potential negative impacts on homebuyer access and market dynamics.
Measuring Portfolio Diversification: Protecting Your Private Lending Assets
How to measure portfolio diversification in private mortgage lending: the geographic, borrower, and loan-level metrics that reveal real risk exposure, and why servicing data is what makes tracking them possible.
Realtor Reports December Home Sales Increase of 14.9%
Home buyers are finding new opportunities as easing rates and increased options reshape the market, according to REMAX CEO Erik Carlson.
Private Mortgage Servicing: Leveraging Metrics for Optimal Capital Deployment
Loan performance indicators, operational cost per loan, and risk-adjusted return show private mortgage lenders where capital is working and where it's stuck. Here's how to read all three together.
The Regulatory Imperative for Private Lending Automation
Private mortgage lenders face a direct regulatory imperative to automate servicing operations. Federal and state regulators are extending institutional-grade compliance standards to private lending — and the lenders who act now protect their portfolios, margins, and licenses.
Seller Financing & TILA/RESPA: Essential Compliance Answers
Do TILA and RESPA apply to your seller-financed private mortgage notes? Learn the creditor thresholds, required disclosures, and RESPA servicing obligations that determine your compliance exposure.