A private mortgage note portfolio performs best with a deliberate balance of performing and non-performing assets. Learn how PPNs and NPNs complement each other and why expert servicing is what makes the strategy work.
A private mortgage agreement needs seven specific clauses to make late fees enforceable and default notices legally valid. Learn what each clause must say and why vague language creates real enforcement risk.
REMAX reported a net income of $8.2 million amidst a 6.1% decline in U.S. agents, while global agents saw a 7.9% increase, highlighting market shifts.
The median home price in Wisconsin has risen, indicating potential opportunities and challenges for private lenders in a shifting market. Continue Reading Wisconsin Home Sales Down Amid Drop in New Listings
Non-performing note volume in the private mortgage market is rising. Investors, lenders, and brokers who understand default servicing - and have the right servicer in place - are positioned to manage the shift. Here is what that preparation looks like.
Private mortgage agreements that include clearly drafted late fee definitions, grace period terms, notice of default procedures, and payment application rules give lenders a defensible paper trail and reduce borrower disputes. If these seven clauses are missing or vague, lenders risk invalidated foreclosure actions, uncollected fees, and costly litigation.
The remodeling industry anticipates growth driven by luxury demand, though ongoing labor shortages and economic uncertainties pose significant challenges.
Learn about FinCEN's new Residential Real Estate Rule, which enhances AML and KYC requirements for non-financed property transfers involving entities and trusts.
The Future of Note Investing: Why Performing Notes Remain a Stable Asset The Future of Note Investing: Why Performing Notes Remain a Stable Asset In the dynamic world of alternative investments, real estate notes have steadily carved out a significant niche. For years, investors [...]
Private mortgage agreements without precise late fee and notice clauses expose lenders to payment disputes, unenforceable default actions, and regulatory penalties. Here are the 13 clause categories every private mortgage agreement requires.
