FirstHome IQ Collaborates with MBA to Enhance Loan Officer Advocacy in Congress

2026-02-20T04:09:24-08:00Articles, private lender loan servicing, private lender servicing|

Join a nationwide initiative uniting loan officers to advocate on Capitol Hill for housing affordability, credit access, financial literacy, and sustainable homeownership.

Managing Seller Carryback Note Defaults

2026-02-19T18:02:18-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

What to Do When Your Seller Carryback Note Stops Paying: A Practical Guide For many property sellers, offering a carryback note can be a powerful tool to close a deal, attract buyers, and even earn ongoing interest income. It's a fantastic arrangement when payments [...]

Bulletproof Your Private Mortgage Agreements: 9 Critical Clauses for Late Fees, Defaults, and Enforcement

2026-02-19T14:03:07-08:00loan servicing private lenders, private lender loan servicing, private mortgage loan servicing companies, private mortgage servicing companies|

7 Critical Clauses Every Private Mortgage Agreement Needs for Late Fees and Notices In the dynamic world of private mortgage lending, flexibility and speed are key advantages. However, these benefits often come with increased administrative burdens and compliance risks that institutional lenders are better [...]

Residential Property Vacancy Rate Remains Consistent in First Quarter

2026-02-19T13:21:50-08:00Articles, private lender loan servicing, private loan servicing company|

Zombie properties decline in 28 states and D.C., indicating shifts in the real estate market. Explore the latest trends in vacant residential properties.

7 Critical Clauses for Private Mortgage Late Fees and Notices

2026-02-19T11:47:08-08:00loan servicing private lenders, private lender loan servicing, private mortgage loan servicing companies, private mortgage servicing companies|

7 Critical Clauses Every Private Mortgage Agreement Needs for Late Fees and Notices In the dynamic world of private mortgage lending, efficiency, compliance, and risk mitigation are paramount. For lenders, brokers, and investors managing their portfolios, the devil is often in the details—especially when [...]

Mastering the Sale of Re-Performing Notes

2026-02-19T10:29:43-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Effectively Marketing and Selling a Re-Performing Note Effectively Marketing and Selling a Re-Performing Note In the dynamic world of private mortgage servicing, opportunities often arise from complex situations. One such opportunity lies in the effective marketing and selling of re-performing notes. These assets, born [...]

Future-Proofing Private Lending: Mastering Regulatory Compliance in Mortgage Servicing

2026-02-19T10:14:38-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Future-Proofing Private Lending: Innovation and Adaptation The landscape of private lending has undergone a significant transformation, evolving from a niche market into a robust and increasingly sophisticated segment of the financial industry. As capital flows more readily into private mortgages, the need for robust, [...]

State Late Fee Caps: Navigating Compliance and Profitability for Private Mortgage Lenders

2026-02-19T07:31:07-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

The global economy continues to grapple with the aftershocks of inflation, rising interest rates, and an uneven recovery, leading to increased financial strain for many consumers. In response, state legislatures across the U.S. are increasingly scrutinizing and proposing new caps on late fees charged [...]

Fractional Ownership in Private Mortgages: Why Transparent Investor Reporting is Non-Negotiable

2026-02-19T07:29:43-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Opportunities in Fractional Ownership: A New Frontier for Private Capital The landscape of real estate investment is undergoing a significant transformation, driven by the emergence of fractional ownership. This innovative approach is democratizing access to lucrative assets, allowing private capital, often from smaller individual [...]

Structuring Seller Financing Notes to Reduce Default Risk

2026-02-19T06:51:56-08:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Seller Financing Secrets: How to Structure Notes to Reduce Default Risk Seller Financing Secrets: How to Structure Notes to Reduce Default Risk In the dynamic world of real estate and private lending, seller financing offers a powerful tool for both buyers and sellers. It [...]

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