California MBA Calls for Safeguards on Wildfire Forbearance Legislation
CMBA highlights to lawmakers that AB 238 provides short-term relief for wildfire recovery; however, insurance delays and permitting backlogs hinder progress.
Lien Priority: The Essential Guide for First-Time Private Mortgage Investors
Lien priority controls who gets paid first in a foreclosure sale. Learn how first-position and junior liens differ, how recording date sets your claim, and what private mortgage investors must verify before funding any note.
Where Servicing Errors Come From in a Growing Private Loan Portfolio
Servicing errors in a growing private loan portfolio come from informal habits: payment tracking kept in personal spreadsheets, interest calculated in different ways, and escrow handled file by file. Written procedures, validated data at boarding, and a staged handoff catch these problems early. The right fix depends on portfolio size and staff capacity.
Beyond the Handshake: Securing Owner-Financed Deals with Robust Contracts and Professional Servicing
Owner-financed deals succeed when two things are in place from day one: a contract that defines every material term clearly and a professional servicer that handles ongoing administration. Without both, vague agreements and informal payment tracking create legal exposure that erodes the deal's value for everyone involved.
What Servicing SOPs Should a Growing Hard Money Lender Document?
A growing hard money lender should document every servicing step: boarding, payment application, interest accrual, escrow, payoffs, collections, and investor reporting. Written procedures keep results the same no matter who handles a file. Whether to build that function in-house or use a third-party servicer depends on loan volume, staff capacity, and portfolio mix.
Land Contracts for Investors: Avoiding Traps with Professional Servicing
Land contract investors face documentation gaps, escrow failures, and state compliance risks that compound fast. Learn how professional private mortgage servicing eliminates the most common and costly traps.
Lien Priority & LTV: The Foundation of True Mortgage Risk Assessment
Lien priority and loan-to-value ratio only reveal the true risk picture when analyzed together. Learn how combined LTV and lien position determine what private mortgage note investors actually recover in a forced sale.
Hispanic Buyers Sustain Homeownership Amid Increasing Policy Challenges
Acevedo's agenda focuses on addressing critical issues in the mortgage industry: increasing housing inventory and enhancing access to credit for borrowers.
Foreclosing on Defaulted Seller-Financed Loans: A Comprehensive Guide for Lenders
When a private mortgage note goes into default, the foreclosure process requires state-specific legal precision, complete documentation, and professional servicing. This guide covers every phase from Notice of Default through post-sale considerations for private note holders.
Hard Money Lender’s Growth: 30% More Loan Throughput and 15% Fewer Errors with Outsourced SOPs
A regional hard money lender operating at scale hit a servicing wall: no standardized SOPs, a rising error rate, and originators pulled into administrative firefighting. After transitioning to Note Servicing Center's outsourced private mortgage note servicing model, the firm achieved 30% more loan throughput and 15% fewer operational errors within six months.