DOJ Ends Investigation Related to the Fed, May Facilitate Warsh Confirmation
The DOJ has concluded its investigation into Jerome Powell's congressional testimony, potentially paving the way for Kevin Warsh's nomination as his successor.
7 Overlooked Data Sources That Give Private Lenders a Smarter Edge
Private lenders who track only payment status miss the intelligence embedded in seven key data sources. Payment behavior patterns, escrow trends, borrower communication logs, collateral risk indicators, compliance audit trails, delinquency metrics, and true servicing cost data are the difference between reactive portfolio management and proactive, data-driven decision-making.
7 Data Sources Private Lenders Overlook for Smarter Deals
Seven data streams most private lenders fail to track consistently—payment behavior patterns, communication logs, escrow trends, collateral condition, compliance audit trails, default engagement records, and portfolio benchmarks—are the difference between reactive and proactive private note portfolio management.
Regulatory Compliance: The Indispensable Core of Private Mortgage Note Servicing
Regulatory compliance is the operational core of private mortgage note servicing - governing how payments are applied, how borrowers are contacted, and whether a note remains enforceable. This guide covers the federal and state framework every private lender must understand, and why professional servicing is the most reliable way to stay protected.
The AI Compliance Imperative for Private Lenders: Navigating New Regulations
Federal regulators are applying existing fair lending laws directly to AI-driven underwriting and servicing decisions in private mortgage lending. Learn what ECOA, FCRA, and model governance requirements mean for your operation - and the six actions that reduce exposure now.
Seller Financing’s Future: The Compliance Imperative in Private Mortgage Servicing
Private mortgage note servicing carries federal and state compliance obligations that most seller financiers underestimate. Understanding what those frameworks require — and whether your current servicing infrastructure meets them — determines portfolio risk.
Private Lenders: Navigating the New AI Regulatory Landscape
Private lenders using AI in underwriting and servicing face growing regulatory scrutiny from the CFPB and FTC. Learn the five core compliance risks and eight practical steps to build AI governance into your private mortgage lending operations.
Beazer Homes CEO Allan Merrill Discusses Sustainability and Affordability
Beazer Homes' CEO emphasizes the role of employee initiatives in fostering company culture and highlights ongoing commitments to energy efficiency and solar community expansion.
HUD and FHFA Revise Credit Scoring Models for Mortgage Lending
Mortgage Bankers Association's Bob Broeksmit emphasizes modernization of credit scoring, signaling potential shifts in lending practices and risk assessment.
Protecting Your Investment: A Private Lender’s Guide to Lien Priority
Lien priority determines whether you get paid or get wiped out when a borrower defaults. This guide breaks down senior vs. junior positions, why recording protects your capital, and the due diligence steps every private mortgage lender must take before funding.