Thom Malone Discusses Trump’s Proposal for Institutional Investor Ban
Banning large investors may drive up rents and restrict rental availability, with minimal effects on home prices, according to Cotality's Thom Malone.
Unforeseen retirement costs may pressure senior homeowners financially.
Researchers reveal that 83% of retired households face unexpected expenses yearly, highlighting the importance of financial planning in the mortgage industry.
The fix-and-flip sector is primed for significant growth in the near future.
Explore how improving capital availability and structural cost advantages are paving the way for a fix-and-flip resurgence in the evolving housing market landscape.
New York Initiative Facilitates Mortgage Qualification for Gig Workers
New York City Housing Partnership's program aims to assist around 1,000 workers annually, potentially enhancing workforce housing stability and access.
TILA/RESPA Compliance for Owner Finance Note Creation
Owner Finance Mortgages: What TILA/RESPA Means for Your Note Creation Process Owner Finance Mortgages: What TILA/RESPA Means for Your Note Creation Process In the dynamic world of private mortgage lending, owner finance arrangements offer flexible and accessible pathways to homeownership, sidestepping traditional bank strictures. [...]
Broker Beware: TILA/RESPA Compliance in Seller-Financed Referrals
Broker Beware: Navigating TILA/RESPA in Seller-Financed Referrals The landscape of real estate finance is constantly evolving, with seller financing emerging as an increasingly popular alternative to traditional mortgages. It offers flexibility, can expedite transactions, and opens doors for buyers who might not qualify for [...]
Private Lenders: Don’t Miss These 7 Critical Comping Red Flags
7 Critical Comping Red Flags Private Mortgage Lenders Cannot Ignore In the dynamic world of private mortgage lending, precision isn't just a virtue – it's a necessity. For lenders, brokers, and investors, accurately determining a property's value through comparative market analysis (CMA), or "comping," [...]
Home Affordability in the Fourth Quarter Remains Challenging.
Home prices have surged 54% in five years, while wages grew only 29%, highlighting challenges in affordability for buyers. Learn more about the impact on lending.
Automating Private Mortgage Servicing: From Spreadsheets to Success
From Spreadsheet to System: Automating Your Private Mortgage Servicing Data From Spreadsheet to System: Automating Your Private Mortgage Servicing Data In the dynamic world of private mortgage lending, efficiency and accuracy are not just buzzwords; they are the bedrock of sustainable success. For years, [...]
7 Critical Comping Red Flags Private Lenders Must Not Miss
7 Critical Comping Red Flags Private Mortgage Lenders Cannot Ignore In the dynamic world of private mortgage lending, accuracy isn't just a virtue; it's the bedrock of profitability and risk mitigation. For private lenders, brokers, and investors, understanding the true value of collateral properties [...]