Uncertainty Surrounds the VA Partial Claim Program
President Trump signed the VA Home Loan Program Reform Act, introducing a partial claim option to enhance loss-mitigation strategies for veterans.
Job Growth Slows, Indicating a Cooling Economic Landscape
Economists suggest August’s employment data may prompt the Federal Reserve to reduce interest rates, potentially influencing private lending strategies.
Migration Declines Due to Rate Lock-In and a Softening Job Market
Explore how current migration trends are impacting the housing market, as Bank of America Institute reports a notable decline in movement compared to pre-pandemic levels.
HUD restricts Section 184 tribal loan program for non-permanent residents.
HUD has updated residency rules for the Section 184 Indian Housing Loan Guarantee program, now excluding non-permanent resident aliens from eligibility.
Multifamily Mortgage Lending Sees a 17% Increase
More than half of active lenders issued five or fewer multifamily loans annually, indicating a shift in lending strategies within the multifamily sector.
Click n’ Close Offers 5/1 ARM with Down Payment Assistance for New Homes
Explore the SmartBuy 5/1 ARM Down Payment Assistance program, which combines a first mortgage with a repayable second mortgage to enhance affordability for homebuyers.
Reverse mortgage production metrics declined in August.
"Despite a steep drop in August endorsements, wholesale sponsors such as Longbridge and Finance of America played a key role in stabilizing market volumes."
The 25-Year Housing Surge and the Start of Its Next Phase
Explore the unprecedented 25-year housing surge in the U.S., marking a transformative era for private lenders and reshaping the housing market landscape.
Mortgage Rates Insufficient to Increase Application Activity
Refinance applications experienced a modest rise, primarily due to increases in FHA and VA activity, while conventional refinance requests saw a decline.
Top Retirement Locations: A Comparison of Advantages and Disadvantages
Discover the challenges retirees face in California's most daunting cities, impacting housing opportunities and strategies for private lenders.