Selling a private mortgage note is a legal transfer of a contractual asset with enforceable obligations attached. These 11 legal essentials cover endorsements, assignments, RESPA notices, origination compliance, and loan file integrity — everything sellers must address before listing a note for sale.

Loan extensions carry 8 underestimated costs: legal exposure, compliance risk, locked capital, and default accumulation. Learn what private lenders routinely overlook — and what to do about each one.

Professional note servicing directly increases the exit value of a private mortgage note by producing clean, auditable payment histories, eliminating compliance exposure, and compressing due diligence timelines. Buyers pay more for a well-serviced note because the risk profile is lower and the documentation is available on demand.

Seller-financed notes have nine exit paths. Compare full note sales, partial purchases, hypothecation, and more — with discount impact and liquidity timelines for each strategy.

Note buyers evaluate seller-financed paper on 11 quantifiable metrics - seasoning, LTV, documentation quality, and more. Know what drives the discount before you negotiate.

Private money loans carry more cost than the interest rate. Learn all 11 capital cost layers -- origination points, servicing fees, escrow carries, default costs, and more -- so neither borrower nor lender is surprised at closing or payoff.