Recent Data Indicates a Slowdown in Home Price Growth
As major cities see significant year-over-year price increases, private lenders should closely monitor trends in home prices for informed investment strategies.
10 Advanced Reporting Metrics for Private Mortgage Note Investors
Beyond the P&L: ten advanced reporting metrics—WAC, roll rates, LGD, recovery rate, NPV—that note investors need to see credit drift before income shifts.
7 Loan Modification Tactics Private Lenders Use to Pull Deals Back from Default
Private lenders use these 7 loan modification tactics to resolve distressed private mortgage notes — preserving collateral, maintaining performing status, and avoiding multi-year court timelines.
Alabama Home Sales Experience Decline in October
Alabama's median home sales price increased 7.6% month-over-month and 19.7% year-over-year, highlighting potential shifts in market dynamics for private lenders.
Mastering Borrower Background Checks for Private Mortgage Notes: A 7-Step Guide
How to Conduct a Comprehensive Borrower Background Check for Private Mortgage Notes in 7 Steps For private mortgage note holders, diligent borrower background checks are not just good practice; they are foundational to mitigating risk, streamlining operations, and ensuring regulatory compliance. A thorough pre-screening [...]
eXp Enhances Transparency in Referral Fee Structure
A brokerage introduces updated forms and disclosures aimed at enhancing consumer choice and transparency regarding referral fees in the mortgage process.
7-Step Borrower Background Check Guide for Private Mortgage Notes
A seven-step borrower background check process protects private mortgage note investments from origination through payoff. This guide covers FCRA consent, tri-merge credit analysis, public records searches, criminal checks, income and asset verification, and how to synthesize findings into a defensible risk assessment.
How a Retail Plaza Default Resulted in Full Loan Recovery: A Private Lending Breakdown
A business-purpose private mortgage secured by a retail plaza entered default when two anchor tenants vacated simultaneously, dropping occupancy to 60%. This case study shows how structured loan modification with performance milestones returned the loan to performing status without foreclosure — and what it teaches private lenders about pre-default infrastructure.
7 Loan Modification Tactics Private Lenders Use to Turn Defaults Into Performing Notes
Foreclosure averages 762 days in judicial states and strips cash flow entirely for that stretch. These 7 loan modification tactics help private lenders recover capital, restore note performance, and avoid courthouse losses.
Mitigating Borrower Default: Proactive Strategies for Private Lenders
Mitigating Borrower Default: Proactive Strategies for Private Lenders Mitigating Borrower Default: Proactive Strategies for Private Lenders In the dynamic world of private mortgage lending, the prospect of borrower default is a constant concern. Unlike traditional banks with vast loss reserves and standardized procedures, private [...]