Seven property valuation mistakes consistently destroy loan-to-value ratios and expose private mortgage lenders to capital loss. Learn which comping red flags to identify before approving a note — from AVM over-reliance to economic trend blind spots.
Private lenders and brokers who automate their note servicing operations gain a measurable compliance advantage. Learn how automation embeds regulatory compliance into every step of the private mortgage note lifecycle, builds investor trust, and creates the operational foundation that differentiates modern servicers.
TILA and RESPA apply to private mortgage notes on owner-occupied properties - regardless of who originated the loan. Private investors who acquire notes inherit the compliance obligations attached to them. Here is what that means for disclosures, escrow management, borrower communication, and the true cost of getting it wrong.
Banning large investors may drive up rents and restrict rental availability, with minimal effects on home prices, according to Cotality's Thom Malone.
Researchers reveal that 83% of retired households face unexpected expenses yearly, highlighting the importance of financial planning in the mortgage industry.
Explore how improving capital availability and structural cost advantages are paving the way for a fix-and-flip resurgence in the evolving housing market landscape.
New York City Housing Partnership's program aims to assist around 1,000 workers annually, potentially enhancing workforce housing stability and access.
Federal TRID rules apply to most owner finance mortgage note transactions. Learn when you qualify as a creditor, what the Loan Estimate and Closing Disclosure require, and how timing violations expose your note to rescission risk and secondary market problems.
Brokers facilitating seller-financed deals face real TILA and RESPA exposure. Learn what triggers compliance obligations, how referrals create liability, and what to do about it.
Seven comping red flags — from stale sale dates to non-arm's length transactions — expose private mortgage lenders to inflated LTV ratios and compounding portfolio losses. Learn the analytical discipline that defensible valuations require.
