The Debt Service Coverage Ratio is the clearest measure of whether a property can carry a private mortgage note. Learn how to calculate it, interpret it, and use it to structure loans that match actual risk.
Mortgage trade groups advocate for the White House to eliminate tri-merge credit reporting and reduce FHA premiums, aiming to lower home loan costs for borrowers.
RESPA Section 8 prohibits brokers in seller financing from directing clients to settlement service providers in exchange for undisclosed referral fees or kickbacks. Learn how to structure your referrals, disclosures, and provider lists for full RESPA compliance.
Pending home sales decreased across all four regions, indicating potential shifts in market dynamics that private lenders should monitor closely.
HUD scrutinizes Minneapolis 2040 for allegedly prioritizing housing resources for nonwhite residents, raising concerns among private lenders. Explore further.
Private mortgage lenders who master loan-level tracking gain the granular visibility needed to manage each note's payment history, escrow standing, delinquency timeline, and compliance record. Learn the four core tracking dimensions and how the right servicing technology translates note-level data into proactive portfolio management.
IRS Publication 936 governs home mortgage interest deductions and Form 1098 reporting obligations for private mortgage lenders. Learn what you're required to report, how loan categorization affects borrower deductions, and where private servicers most often fall short on IRS compliance.
Recognized by RealTrends Verified, this Seattle team stands out as a top-selling large team, showcasing consistent excellence in the competitive real estate market.
Zillow's Preferred Agent program faces a lawsuit claiming it unlawfully links lead access to mortgage referrals, raising concerns over potential antitrust violations.
Realtor.com+ offers MLS subscribers essential tools for streamlined client collaboration, transaction workflows, and enhanced property management for private lenders.
