House of Representatives Approves the Affordable HOMES Act
House action on the Affordable HOMES Act could reshape housing finance and affordability. Private lenders should monitor developments closely for potential impacts.
Is the lock-in effect diminishing its impact on the housing market?
U.S. homeowners with mortgages over 6% now outnumber those below 3%, signaling a significant shift in the housing market landscape for private lenders.
Seller Carryback Financing: Simplify Year-End Tax Reporting with Professional Servicing
Seller Carryback Financing: Essential Year-End Tax Reporting for Investors Seller Carryback Financing: Essential Year-End Tax Reporting for Investors The world of real estate investment offers diverse avenues for growth, and seller carryback financing stands out as a particularly strategic option. It allows a property [...]
Federal Private Mortgage Lending Regulations: What Note Servicers Must Know in 2026
Federal guidelines now require private mortgage note servicers to meet defined standards across five operational pillars. Servicers with compliant infrastructure hold a clear market advantage in 2026.
Wells Fargo’s Q4 earnings fall short as mortgage profits decrease.
Wells Fargo reported $5.36B in Q4 net income, falling short of forecasts despite increased loan volume and reduced severance costs, raising concerns for lenders.
Existing home sales reach a three-year peak.
U.S. existing home sales increased 5.1% month-over-month, reaching 4.35 million, while inventory dropped 18.1%, signaling a tightening housing market.
Rithm Capital Launches $250 Million Preferred Stock Offering
Rithm Capital raises $250 million through Series F preferred stock at 8.75%, aimed at supporting investments and corporate objectives following significant acquisitions.
TILA/RESPA Compliance Framework for Private Mortgage Investment Firms
Building a Robust TILA/RESPA Compliance Framework for Your Investment Firm Building a Robust TILA/RESPA Compliance Framework for Your Investment Firm In the dynamic world of private mortgage servicing, where investment firms acquire and manage portfolios of mortgage notes, the landscape of regulatory compliance can [...]
Private Lending’s 2025 Tech & Compliance Roadmap
Federal regulators are reshaping private lending technology requirements for 2025. Learn what CFPB, OCC, and FTC guidelines mean for private mortgage note servicers — and seven steps to build compliant, competitive operations before mandates solidify.
RESPA Compliance for Affiliated Business Arrangements in Seller Financing
Understanding Affiliated Business Arrangements in Seller Financing Under RESPA Understanding Affiliated Business Arrangements in Seller Financing Under RESPA The landscape of real estate finance is constantly evolving, and seller financing has emerged as a flexible and often crucial tool, especially in markets where traditional [...]