Consumer group files lawsuit against Unison over misleading home equity claims.
Unison, a prominent home equity investment provider, is being sued by the National Association of Consumer Advocates for allegedly misleading marketing practices.
The Evolution of Private Mortgage Agreements: Navigating Compliance and Risk
Private mortgage agreements have changed significantly since 2008. This post explains what TILA, RESPA, and state requirements now demand from private lenders and note investors, and why compliant documentation directly affects note value and marketability.
Decoding the Default: Early Warning Signs in Your Note Portfolio
Private mortgage note portfolios rarely fail without warning. Learn how to spot the early signals - payment drift, communication breakdowns, insurance lapses, and public record changes - before a performing note slides into default.
The 10 Non-Negotiable Data Points Private Lending Investors Require for Funding GalleryThe 10 Non-Negotiable Data Points Private Lending Investors Require for Funding
loan servicing private lenders, private lender loan servicing, private mortgage loan servicing companies, private mortgage servicing companies
The 10 Non-Negotiable Data Points Private Lending Investors Require for Funding
Private lending investors require 10 specific data points before funding any deal. Learn what investors expect - from collateral valuation and lien position to compliance documentation and professional servicing infrastructure - and how Note Servicing Center helps private lenders present these consistently.
Private Mortgage Default: Why Notices Are the Legal Linchpin, Not Just Missed Payments
A private mortgage loan is not legally in default the moment a payment is missed. Proper contractual and statutory notices are the mechanism that converts a delinquency into an actionable default - and errors in those notices can invalidate every enforcement action that follows.
Mortgage Applications Decrease 0.3% While FHA and ARM Shares Increase
Mortgage applications dip 0.3%, while FHA and ARM loans gain traction. Refinance activity surges 101% year-over-year, indicating shifting borrower priorities.
Cash Flow is King: Essential Liquidity Metrics for Private Mortgage Lenders
Private mortgage lenders face concentrated liquidity risk that banks don't. Learn the four metrics - operating cash flow, DSCR, cash reserve ratio, and loan loss provisions - that give you an accurate, early read on your cash position before problems become crises.
Proactive Servicing: The Cornerstone of Capital Preservation for Private Lenders in 2026
Capital Preservation: A Top Priority for Private Lenders in 2026 The landscape for private lenders is perpetually in motion, but as we look toward 2026, one core principle is emerging with undeniable clarity: capital preservation is not just a strategic objective; it's an imperative [...]
Blockchain & E-Signatures: The Irrefutable Future of Private Mortgage Notices
Combining e-signatures with blockchain creates a tamper-proof, cryptographically sealed record of every private mortgage notice - delivery timestamp, content hash, and borrower acknowledgment - that holds up in any legal or regulatory review.
Interest-Only Payments: The Capital Conundrum for Private Mortgage Lenders
Interest-only private mortgage notes produce steady income but lock up principal for the entire IO period. Learn how to manage cash flow, portfolio concentration risk, and IO expiration transitions without starving your lending pipeline.