Seller financing is entering a new era of regulatory scrutiny. Private mortgage lenders and note investors face growing pressure to adopt formal disclosure, compliance, and servicing frameworks - or accept the risks that come from operating without them.
CoStar has amended its lawsuit against Zillow, claiming infringement of over 53,000 watermarked photos, impacting Zillow and its syndication partners.
Hard money lenders who operate without documented SOPs across their core servicing functions carry compounding operational risk. This framework covers the seven essential procedures — from loan onboarding and payment processing to regulatory compliance and borrower communication — that keep a private lending operation defensible at scale.
Mortgage rates climbed to 6.62% amid escalating Iran conflict, impacting purchase applications, which declined by 5%, with overall growth slowing to 5%.
Two Harbors concludes its merger with UWM, finalizing a $10.80 per share cash sale to CrossCountry, alongside a $25.4 million termination fee.
FHFA Director Bill Pulte has filed DOJ referrals alleging insurance fraud by NY AG Letitia James involving properties in Florida and Illinois, raising concerns in the industry.
Hard money lenders without documented SOPs are one audit away from a serious operational problem. These 10 procedures cover every stage of the private mortgage note lifecycle - from origination through payoff - and define what each must accomplish to keep your portfolio compliant and your lender exposure contained.
Property tax delinquencies on a seller-financed note can extinguish a private mortgage lien if the taxing authority files a superior claim and proceeds to sale. Learn how to monitor, cure, and prevent delinquencies before they threaten your collateral.
California's Los Angeles County ranks as the least affordable housing market, highlighting ongoing challenges in home affordability across the region.
Hard money lenders who originate private mortgage notes without documented SOPs face compounding compliance exposure, payment errors, and investor disputes that multiply across every loan in the portfolio. These nine procedures cover the full note lifecycle.
