Trump’s 401(k) Proposal May Aid Homebuyers but Impact Retirement Savings
President Trump's anticipated plan to permit penalty-free 401(k) withdrawals for home down payments may facilitate homeownership, yet risks retirement savings.
Mastering Loan-Level Tracking for Private Lenders: Unlock Portfolio Success
The Ultimate Guide to Tracking Loan-Level Performance for Private Lenders The Ultimate Guide to Tracking Loan-Level Performance for Private Lenders In the dynamic world of private mortgage lending, success isn't just about originating a good loan; it's about meticulously nurturing it throughout its lifecycle. [...]
IRS Publication 936: The Private Mortgage Compliance & Reporting Guide
Deciphering IRS Publication 936 for Private Mortgage Interest Reporting Deciphering IRS Publication 936 for Private Mortgage Interest Reporting In the intricate world of private mortgage servicing, where financial instruments often bypass traditional institutional frameworks, one document looms large for anyone involved in reporting interest: [...]
Essentials of Corporate Governance for Growing Private Lending Firms
As private lending firms expand, they face complexities in loan approvals, investor onboarding, and internal processes, increasing operational and regulatory risks.
Private Lenders & Regulation: The Automation Imperative
New Regulatory Push Expected to Drive Private Lenders Towards Advanced Servicing Automation The private mortgage lending sector is on the cusp of a significant transformation, driven by an impending wave of regulatory scrutiny. What was once perceived as a less-regulated niche is rapidly evolving, [...]
The Essential TILA & RESPA Obligations for Private Note Servicing
Beyond the Sale: Ongoing TILA/RESPA Obligations for Private Note Holders and Servicers Beyond the Sale: Ongoing TILA/RESPA Obligations for Private Note Holders and Servicers In the vibrant world of private mortgage notes, the focus often shines brightest on the exhilarating moment of the sale. [...]
Data Security Best Practices for Private Mortgage Year-End Reporting
Best Practices for Data Security in Private Mortgage Year-End Reporting Navigating the Digital Rapids: Best Practices for Data Security in Private Mortgage Year-End Reporting As the calendar year draws to a close, the rhythm of mortgage servicing shifts towards a critical crescendo: year-end reporting. [...]
Refinance Demand Increases by 20% Following Recent Rate Decline
Refinance applications surged by 20% as 30-year fixed mortgage rates decreased to 6.16%, driving a 14.1% increase in overall mortgage demand.
Mastering Accurate Year-End Statements for Private Mortgage Pools
Navigating Year-End: Generating Accurate Statements for Private Mortgage Pools The year-end statement for a private mortgage pool isn't just a formality; it's a critical document that encapsulates a year of financial activity, reflects the health of investments, and underpins trust between borrowers, lenders, and [...]
TILA/RESPA Compliance: Essential Risk Management for Hard Money Lenders
Hard Money Lenders: Integrating TILA/RESPA into Your Risk Management Strategy Hard Money Lenders: Integrating TILA/RESPA into Your Risk Management Strategy In the dynamic realm of hard money lending, speed and flexibility often reign supreme. Private lenders provide crucial capital when traditional banks cannot, fueling [...]