Addy AI Partners with ICE Encompass to Enhance Loan Officer Workflows
Addy AI's integration with ICE Encompass enhances workflow for private lenders by providing AI-generated checklists, simplified findings, and trackable document requests.
Longevity Risk Challenges Retirement Planning for Americans Living Longer
Explore essential strategies for retirement plan sponsors and advisers to address client longevity, highlighting crucial insights for reverse mortgage professionals.
The Essential CFO Skills Often Overlooked by Homebuilding Founders
Explore the undervaluation of Chief Financial Officers in homebuilding and land development, highlighting their critical role in driving financial success.
Senate Democrats Propose Legislation to Limit Institutional Home Purchases
Senate Democrats propose a bill aimed at curbing institutional investors' purchases of single-family homes, addressing rising rent challenges for families.
VoicePilot enables CAR members to create forms using voice commands.
CAR is implementing Ethica AI’s VoicePilot with REBS, allowing agents to create select CAR forms by voice directly within zipForms workflows.
C2 Financial Pursues National Expansion and Seeks Top Broker Status
C2 Financial aims to enhance loan volume by leveraging AI and recruiting efforts, expanding operations from 42 to all 50 states to exceed 10,000 loans.
Interest Reserves and Carry Costs in Private Lending: A Complete Guide
An interest reserve is a funded account built into a private loan at closing, drawn monthly by the servicer to cover scheduled interest. Carry costs — property taxes, insurance, debt service, and HOA dues — accumulate throughout the hold and must be tracked separately to prevent default.
Dan Hultquist Discusses HECM Reforms and Engaging New Sales Talent
Reverse mortgage expert Dan Hultquist analyzes recent HECM reforms, emerging proprietary loan trends, and the impact of technology on industry expansion.
The Private Lender’s Playbook: Essential Economic Indicators for Smart Decisions
Private lenders who track macroeconomic data make better origination, servicing, and loss-mitigation decisions. These fifteen economic indicators form the core monitoring dashboard for any private mortgage note portfolio, signaling borrower capacity, collateral health, rate risk, and default trajectory before problems reach the payment ledger.
Economic Indicators: What Private Lenders Need to Know
Fifteen economic indicators that directly affect private mortgage note performance - from GDP and unemployment to median home prices and consumer debt. Learn what each signal means for your portfolio and how to act before risk becomes loss.