Google Enters Competitive Landscape with MLS Listings in Selected Cities
Google is testing embedded home listings in mobile search, raising questions among private lenders about implications for portal stocks and market dynamics.
Florida Property Insurance Market Shows Signs of Recovery from Recent Low
The mortgage market has stabilized, recovering from past litigation and insurer challenges, presenting new opportunities for private lenders to explore.
Builder Confidence Sees Minor Increase Amid Ongoing Pessimism
Builder confidence has made a slight improvement, yet 40% are reducing prices, indicating ongoing caution in the market. Explore the full details.
CFPB’s ECOA proposal prompts concerns about women’s mortgage access.
The CFPB's proposed changes to ECOA rules may restrict credit access for women, communities of color, and rural residents, impacting private lenders' portfolios.
Five Strategies for Agents to Foster Optimism in Their Work
Discover how real estate leaders leverage optimism to foster resilient teams, inspire clients, and enhance outcomes in unpredictable market conditions.
Private Mortgage Note Terms: Your Essential Guide for Investors & Servicers
Promissory Note At its core, a Promissory Note is a written promise by a borrower to repay a specific sum of money to a lender under agreed-upon terms. It outlines the principal amount, interest rate, payment schedule, and maturity date. For private mortgage investors, [...]
Advocacy Groups Address Decline in Fair Lending Oversight Efforts
DOJ rescinds disparate-impact liability within Title VI regulations, reflecting a trend of reduced enforcement in fair lending by federal agencies, impacting private lenders.
Increase in Refinancing Drives Mortgage Application Growth
Mortgage applications rose 4.8%, fueled by an increase in refinancing activity, indicating shifting borrower sentiment in the current market.
Average Buyer’s Agent Commissions Increased Slightly After NAR Rule Changes
Buyer's agent commissions have increased slightly, reflecting minimal changes over recent quarters. Explore insights on the evolving commission landscape here.
New York State Increases Property Tax Exemption for Seniors to 65%
New legislation increases property tax exemptions for income-eligible seniors from 50% to 65%, potentially impacting local government finances and private lenders.