NAR’s Legislative Priorities Address Housing Supply and Affordability Issues
NAR's 2026 priorities emphasize bipartisan strategies aimed at increasing housing inventory and tackling affordability challenges, vital for private lenders.
Bank of America Designates $10 Million for Zero-Interest Loans to LA Wildfire Victims
Genesis LA is set to provide loans aimed at enhancing homeownership and boosting economic growth in Altadena and Pasadena, benefiting local nonprofits.
Building a Global Brand: Kuba Jewgieniew’s Journey Without an IPO
Realty ONE Group's Founder, Kuba Jewgieniew, highlights the importance of culture and innovation in achieving 20 years of success and global expansion.
FHFA Establishes Housing Goals for GSEs from 2026 to 2028
The FHFA has set new housing goals for GSEs, adjusting benchmarks for single-family and multifamily mortgages, impacting future lending strategies.
NRMLA advises CFPB against limiting age-based programs such as reverse mortgages.
NRMLA advises the CFPB to revisit proposed lending rule changes, highlighting concerns that age-based program restrictions may jeopardize reverse mortgages.
DSCR Mortgages are Gaining Attention and Expected to Accelerate Soon.
Demand for DSCR loans is increasing as housing inventory tightens, presenting opportunities for private lenders to support nontraditional earners in their financing needs.
Your Comprehensive Guide to Private Mortgage & Seller Financing Terminology
Promissory Note This is the borrower's written promise to repay a specified sum of money to a lender under agreed-upon terms. It outlines the principal amount, interest rate, payment schedule, and maturity date. In private mortgage servicing, the Promissory Note is the fundamental legal [...]
Private Mortgages & Seller Financing: Essential Terms for Lenders & Investors
Private Mortgage & Seller Financing Terminology Glossary Seller Financing A transaction where the seller of a property acts as the lender, carrying a mortgage note instead of the buyer obtaining a traditional bank loan. This arrangement is common in private mortgage scenarios, offering flexibility [...]
The Essential Glossary of Private Mortgage & Seller Financing Terms
Seller Financing Seller financing occurs when a property seller acts as the lender, carrying a note and receiving payments directly from the buyer rather than requiring them to obtain a traditional bank mortgage. This method is common in private real estate transactions, offering flexibility [...]
Private Mortgage & Seller Financing: Essential Glossary for Investors & Lenders
Private Mortgage A private mortgage refers to a loan provided by an individual or an entity other than a traditional financial institution like a bank or credit union. This often includes seller financing, where the property seller acts as the lender. For lenders and [...]