Senate Democrats Propose Legislation to Limit Institutional Home Purchases
Senate Democrats propose a bill aimed at curbing institutional investors' purchases of single-family homes, addressing rising rent challenges for families.
VoicePilot enables CAR members to create forms using voice commands.
CAR is implementing Ethica AI’s VoicePilot with REBS, allowing agents to create select CAR forms by voice directly within zipForms workflows.
C2 Financial Pursues National Expansion and Seeks Top Broker Status
C2 Financial aims to enhance loan volume by leveraging AI and recruiting efforts, expanding operations from 42 to all 50 states to exceed 10,000 loans.
Mastering Interest Reserves and Carry Costs in Private Lending
An interest reserve is a funded account built into a private loan at closing that covers scheduled interest payments during the construction or renovation period, allowing the borrower to complete the project without making out-of-pocket payments. Carry costs — property taxes, insurance, debt service, [...]
Dan Hultquist Discusses HECM Reforms and Engaging New Sales Talent
Reverse mortgage expert Dan Hultquist analyzes recent HECM reforms, emerging proprietary loan trends, and the impact of technology on industry expansion.
The Private Lender’s Playbook: Essential Economic Indicators for Smart Decisions
Key Economic Indicators for Private Lending Federal Funds Rate This is the target interest rate set by the Federal Reserve for overnight lending between banks. It's a foundational rate influencing all other interest rates in the economy, from credit cards to mortgages. When the [...]
Economic Indicators: What Private Lenders Need to Know
Key Economic Indicators for Private Lending Gross Domestic Product (GDP) Gross Domestic Product (GDP) is the total monetary or market value of all the finished goods and services produced within a country's borders in a specific time period. It serves as a comprehensive scorecard [...]
Essential Economic Indicators for Private Lenders: Navigating Risk and Opportunity
Key Economic Indicators for Private Lending Federal Funds Rate The Federal Funds Rate is the target interest rate set by the Federal Reserve for overnight lending between banks. It's a foundational rate that significantly influences other interest rates throughout the economy, including prime rates [...]
The Private Lender’s Guide to Key Economic Indicators
Key Economic Indicators for Private Lending Inflation Rate (Consumer Price Index - CPI) The Consumer Price Index (CPI) measures the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. Essentially, it quantifies inflation—the [...]
Severe Winter Weather Affects Home Sales and Prices in Pennsylvania
Home sales in Pennsylvania have sharply declined due to harsh winter conditions, impacting market dynamics and property values for private lenders to consider.