Proposal would bring nearly 6,000 homes to San Francisco Caltrain railyards.
San Francisco has opened environmental review for a Caltrain railyards redevelopment that could include up to 5,834 homes, a new station hall and major.
Real estate coaching to foster authentic agent trust.
As automated messaging expands across origination and servicing, mortgage leaders face a strategic inflection: automation streamlines routine communications but risks diluting the empathy and judgment borrowers expect in complex transactions. Firms that invest in coaching human voice—calibrating tone, pacing and scripted flexibility to reflect [...]
Mortgage leaders are prioritizing home equity strategies.
Executives in the mortgage sector are framing accumulated home equity as a major untapped reservoir of lending opportunity, citing a multi‑trillion dollar pool that can underpin expanded second‑lien product activity. With lenders eyeing substantial potential originations, the renewed focus is on home‑equity lines of [...]
Trump’s executive order targets mortgage insurance and manufactured homes.
A White House fact sheet highlights administrative steps to lower housing costs and expand access by broadening title insurance waivers and reducing rates on USDA and VA direct loans. The move signals an effort to shave transactional expenses and streamline closings for eligible borrowers, [...]
Floify Adds Bank-Connected Asset Verification to Mortgage Platform.
Floify adds bank-linked asset verification via Argyle-powered Verify integrating asset, income and employment checks to reduce duplicate document requests.
Onity sues New York regulator over mortgage fee rule.
Onity has publicly framed its relationship with state regulators as cooperative, stating it has worked with officials and stands ready to meet any properly defined standards. That posture presents the company as responsive and willing to engage with oversight rather than resist it, but [...]
Mortgage applications fall 5.3% despite declining rates.
Purchase mortgage applications fell 7% week over week and ran 18% below the same period a year earlier, marking a clear reduction in buyer activity. That pullback is translating quickly into pipeline compression for originators: fewer loan locks, lower production volumes and a shift [...]
U.S. housing starts decline 5.2% while single-family permits fall 4%.
U.S. housing starts fell and single-family permits declined; private lenders should adjust credit amid weaker construction activity and sample variability.
Village Capital settles dispute over 6% VA loan rate cap.
Federal prosecutors say a mortgage servicer declined borrower requests for reduced interest rates and took retaliatory actions against consumers and staff who pursued relief. The alleged pattern frames denials and punitive servicing choices as systemic rather than isolated missteps, amplifying potential violations of consumer [...]
RE/MAX CEO says AI will reshape housing systems.
A leading market forecast that U.S. home prices could fall in the near term highlights an evolving affordability correction across the housing sector. The projection is rooted in familiar supply-and-demand mechanics: higher borrowing costs weigh on buyer budgets, rising listings in some markets increase [...]