Demands for Payoff need to be submitted online at Once your request is submitted our office prepares the Demand for Payoff and submits it to your lender for approval. Once your lender approves the Demand for Payoff we will email the Demand for Payoff to you or the title company requesting on your behalf. Our office has 7 business days to provide a Demand for Payoff on consumer loans and 21 days on business loans. Unless borrower has paid Rush Demand Fee we will provide the Demand for Payoff 48 hours after the request was submitted (not including weekends).