Mortgage Industry Faces Concerns Over Insufficient Government Intervention
MBA chair highlights ongoing uncertainty in HUD and other agency lending programs, raising concerns for private lenders navigating the evolving landscape.
eXp faces additional sexual assault lawsuit allegations
North Carolina agent Kristen Childress alleges she was raped after an eXp vendor event, highlighting concerns about safety at industry functions.
The Impact of Narrow AI on Mortgage Servicing and Cash Flow Management
Explore the critical challenges in mortgage servicing cash flow management, highlighting the importance of transparency for lenders, investors, and borrowers alike.
Improved Mortgage Spreads Enhance Housing Demand
Mortgage spreads have improved, leading to a positive trend in purchase applications. This shift offers private lenders new opportunities for growth.
Impact of Moody’s US debt downgrade on mortgage rates.
Adverse reactions from recent events may push mortgage rates toward 7.25% or higher, reaching a new year-to-date high, impacting private lenders significantly.
eRESI’s Insights on the Future of Non-QM Lending Practices
Non-QM lending addresses the needs of creditworthy borrowers outside traditional criteria, providing essential market solutions for private lenders.
Trends in Agent Migration Indicate an Increasing Divide
Agent moves in the first quarter surged by nearly 70% year over year, primarily influenced by a select group of high-performing producers.
Erin Wester Discusses Enhancing Capital Markets Technology for Lenders
In a recent interview, Erin Wester of Optimal Blue shares insights on enhancing capital markets operations for lenders through effective technology partnerships.
Study Shows Minimal Alterations in Real Estate Agent Commissions Post-NAR Settlement
Explore insights on real estate agent commission trends for high-value home sales, revealing stability despite recent changes in industry regulations.
CFPB Seeks to Rescind Mortgage Servicing Rule Established During Pandemic
CFPB plans to rescind a rule, citing the cessation of the COVID-19 national emergency, which may impact private lenders and regulatory compliance.