Mortgage rates sitting at 7.57% have pushed borrowing costs into a range that is increasingly constraining activity, and demand softened further last week as buyers and refinancers reacted. Refinance volumes have remained especially muted, with few homeowners finding sufficient incentive to trade up or [...]
Relying on quarterly fair‑lending tests leaves lenders vulnerable to model and performance drift that can alter disparate‑impact patterns between reviews. Market dynamics, rapid product changes, portfolio mix shifts and evolving applicant behavior can produce material changes in underwriting and pricing that episodic snapshots miss. [...]
Mortgage and real estate agents can convert closings and annual follow-ups into meaningful estate-planning conversations by introducing wills and trusts tools at those moments. Closing is a high-attention event where ownership transfer and beneficiary considerations are top of mind, so brief, well-framed information about [...]
Berkshire Hathaway bought $53.9M (660,410 shares) of Lennar, raising homebuilder exposure—implications for private construction lenders' pipeline and risks.
PHFA: 43,000+ fed-assisted PA rental units in 980 properties face expiring affordability restrictions—potential private-lender opportunities for investors.
California rules expand townhome eligibility and alter inspections, codes & financing for factory-built housing—key implications for private lenders' credit
KeyBank arranged $92.9M financing for a 166-unit South Los Angeles affordable housing project with 164 income-restricted units; relevant to private lenders
True Ground opened a $64M, 130-unit affordable senior housing community in Loudoun County, VA—investment-grade opportunity tied to LIHTC-backed cash flows.
FHA opens UAD 3.6 to approved Title II and HECM lenders; modernized appraisal format optional while UAD 2.6 remains available. Private lenders review. now.
Freddie Mac names John Glessner as chief risk officer after Anil Hinduja's departure; impacts private lenders' exposure and capital markets strategies now.
