Hines acquires 1,476 acres for 3,800‑home Fort Worth community.
Private lenders: Hines buys 1,476-acre Brown Ranch in Fort Worth for a 3,800-home, multi-phase development - large-scale residential financing opportunity.
Lennar initiates 441-home neighborhood in PA’s Broadcast District.
Lennar breaks ground on 441 homes in Wyomissing with Whole Foods-anchored retail; offers debt opportunities for private lenders as pre-sales approach soon.
FHA adopts lowest-score rule for multiple credit models.
Guidance for lenders on calculating borrower and transaction credit scores across VantageScore 4.0, FICO 10T and Classic FICO, applying lowest-score rules.
Senior housing wealth exceeds $15 trillion for the first time.
The sector has reached a notable milestone even as borrowing costs remain elevated, marking a pivot driven more by structural dynamics than a simple cyclical shift. Higher borrowing costs have significantly curtailed refinance activity and tempered price acceleration in many markets, squeezing affordability and [...]
Redfin’s housing affordability scenarios project long-term trends.
Redfin model maps how mortgage rates, home prices and wage growth can shift payment affordability—key scenarios and implications for private lenders' risk.
Benutech’s Brian Fox identifies a blind spot in reverse mortgage servicing.
The company’s portfolio review of nearly 35,000 active loans revealed that more than one in five received poor or failing grades due to severe title discrepancies. That concentration of title defects points to systemic weaknesses in origination and closing processes, exposing the firm to [...]
TransUnion and Equifax introduce ‘score later’ tools for mortgage lenders.
Mortgage lenders are implementing workflows that let them retrieve full credit files without immediately delivering credit scores, then append scores later in the process. By decoupling the score from the file, originators gain greater control over early borrower interactions—allowing preliminary eligibility checks, streamlined prequalification [...]
FHA lending to nonpermanent residents falls to 0.1% after rule change.
ICE data show FHA purchase loans to nonpermanent residents dropped to 0.1% after HUD eligibility changes; declines were especially sharp in Utah. Nationwide
Remodelers Remain Steady Amid Labor Shortages and Rising Costs.
Remodeling demand rose, but labor shortfalls, higher material costs and buyers caution are shrinking pipelines-raising underwriting risk to private lenders.
Trump orders hearing to pursue removal of Fed Governor Lisa Cook.
White House panel probes mortgage-record claims involving Fed Gov. Lisa Cook; regulatory and market implications private lenders should assess closely now.