Homebuyers file lawsuit against D.R. Horton and DHI Mortgage for deceptive practices.
Plaintiffs seek to halt practices they claim promote purchasing costly homes, leading to larger mortgages and potential financial strain for buyers.
7 Ways AI Handles Compliance Workflows for New Private Lenders
New private lenders face the same TILA, RESPA, and state disclosure rules as institutional players. AI handles monitoring, document review, trust fund reconciliation, and audit trail generation—without replacing attorney judgment.
Reverse mortgage industry encourages improved standards and perception shifts.
Ryan Ponsford emphasizes the importance of credibility for reverse mortgage professionals and advocates for collaboration with financial advisors to improve industry perceptions.
Senate Approves ROAD to Housing Act Aimed at Increasing Housing Supply
The Senate's inclusion of the ROAD to Housing Act in the NDAA signals progress in tackling housing supply challenges and enhancing affordability for consumers.
8 Scenarios Where Hard Money Loans Are Your Project’s Strategic Advantage
Hard money loans outperform traditional financing in eight specific deal scenarios. Learn exactly when asset-based private lending is the strategic tool — not the fallback — for real estate investors and private lenders.
9 Strategies for Private Lenders to Overcome Borrower Rate Objections
Private lenders lose margin on rate objections when they lack a structured response. These 9 strategies show how to reframe value, handle pushback, and close deals without cutting rates.
Evaluating Mortgage Servicers: Due Diligence Essentials for Private Lenders
Private lenders use a four-pillar framework to evaluate mortgage servicers: licensing verification, reputation review, insurance confirmation, and operational assessment. Learn the due diligence process that protects your private mortgage note portfolio from regulatory, financial, and operational risk.
20% Default Reduction: A Hard Money Lender’s Success with Predictive Servicing KPIs
Note Servicing Center implemented predictive servicing KPIs for a Southwestern hard money lender, cutting loan defaults by 20% in 18 months through proactive borrower outreach and real-time private mortgage portfolio monitoring.
9 Hybrid Default Servicing Strategies for Private Lenders
Hybrid default servicing assigns relationship authority and workout decisions to the lender's team while routing compliance execution, payment custody, and formal notices to a professional servicer — the nine strategies below show private lenders exactly where to draw that line.
Private Mortgage Note Servicing: What Every Lender Needs to Know
Private mortgage note servicing is the backbone of a lender's income stream, compliance posture, and borrower relationships. Understanding how it works — from loan boarding through payoff — protects your capital and keeps your notes performing.