Trade Groups Advocate for GSEs to Purchase MBS to Mitigate Mortgage Rates
Community lenders and bankers suggest enabling Fannie Mae and Freddie Mac to acquire up to $300 billion in MBS to bolster market stability amid declining investor interest.
10 Things Every Lender Should Know About Seller Carry Financing
Seller carry financing turns the property seller into a private lender. These 10 core concepts—covering compliance, documentation, lien position, servicing, escrow, default protocols, and note saleability—determine whether a seller carry note builds wealth or creates liability.
9 Ways Professional Servicing Makes Wrap Mortgages Work for Difficult Properties
Unique properties stall on the MLS for years. Wrap mortgages unlock them — but only when professional servicing handles the compliance and cash flow mechanics.
Leveraging DPA Strategies to Capture the Missing Middle in Lending
Explore insights on down payment assistance programs as Mosi highlights critical challenges and necessary shifts in the industry to benefit private lenders.
Qualia Introduces Solution for FinCEN Compliance.
Incomplete or late FinCEN reports can result in fines up to $1,400 per violation and exceed $100,000 for repeated negligence, highlighting compliance risks.
New Western Purchases Big State Home Buyers to Enhance Investment Strategy
Combined efforts may create up to 8,200 new investment opportunities annually as companies integrate, highlighting potential growth in the private lending sector.
Better Launches AI-Powered Wholesale Home Equity Lending Solutions
Better.com has launched an AI-driven wholesale lending program, enhancing the availability of home equity products such as HELOCs and CES loans for private lenders.
12 Regulatory Compliance Updates Every Private Mortgage Servicer Must Act On
Federal and state regulators are actively targeting private mortgage servicing in 2025 and 2026. These 12 compliance updates cover the areas generating the most enforcement action - from CFPB obligations and CA DRE trust fund rules to NMLS licensing, foreclosure procedures, and investor reporting requirements.
Seller Carry vs. Traditional Mortgages: Which Is Better for Private Lenders?
Seller carry and traditional mortgages serve different lenders with different goals. Here's how they compare on structure, servicing, and risk for private mortgage holders.
7 Reasons Seller-Financed Wrap Mortgages Unlock Stalled Commercial Property Sales
Seller-financed wrap mortgages close commercial deals traditional lenders reject. Learn 7 reasons why—and why professional servicing is non-negotiable.