A 50-Year Mortgage May Result in Doubling Your Interest Costs
Trump's 50-year mortgage proposal may face challenges due to elevated interest rates and existing regulatory constraints from Dodd-Frank legislation.
Propy acquires Delta South Title and enters the Alabama market.
The acquisition aligns with the company’s strategy to leverage AI innovations, driving growth and positioning for a $1B valuation in the mortgage sector.
Decline in Housing Inventory Amidst Increasing Demand
"Explore the slowing growth rate of housing inventory, which has decreased by half yet shows year-over-year gains, indicating a healthier market outlook."
Trump Suggests 50-Year Mortgage to Enhance Housing Affordability
Trump advocates for 50-year mortgages to ease monthly payments, though extended terms may hinder equity growth and are not permitted under Dodd-Frank regulations.
10 Investor Reporting Standards for Private Mortgage Note Lenders
Investor reporting in private mortgage note servicing is the structured delivery of payment, delinquency, escrow, and tax data that lets capital partners verify performance without guesswork. This guide ranks 10 essential reporting standards for 2026 and explains how each one protects note value, satisfies state audit requirements, and builds investor trust.
Zillow sued for alleged illegal kickbacks in the mortgage industry.
Zillow faces a lawsuit for allegedly using illegal kickbacks to direct buyers toward Zillow Home Loans, raising concerns over RESPA and consumer protection compliance.
7 Reasons Loan Workouts Beat Foreclosure for Private Mortgage Lenders
Foreclosure averages 762 days and carries substantial five-figure legal costs in judicial states. This analysis of 7 workout strategies — modifications, forbearance, short sales, and deeds-in-lieu — shows why private mortgage lenders recover more capital by avoiding the courtroom.
7 Tax Planning Scenarios Where Selling a Private Mortgage Note Makes Sense
A private mortgage note sale converts a long-term income stream into a single taxable event. These seven scenarios show when note holders use a sale strategically to offset gains, manage tax brackets, or simplify estates.
11 Capital Cost Metrics Every Private Mortgage Professional Must Master
Private mortgage lenders who price notes without tracking their true cost of capital leave yield on the table. These 11 metrics — from WACC and IRR to LTV and DSCR — give you the analytical framework to price risk accurately, evaluate every deal against your actual financing costs, and build portfolios that perform at exit.
9 State-Specific Compliance Rules That Determine Whether Your Seller-Financed Note Is Enforceable
State compliance rules can void a seller-financed note entirely. These 9 categories cover licensing, usury, disclosures, foreclosure, and escrow rules that affect every private mortgage note exit.