Increase in Refinancing Drives Mortgage Application Growth
Mortgage applications rose 4.8%, fueled by an increase in refinancing activity, indicating shifting borrower sentiment in the current market.
When Life Events Require Disclosure Updates in Private Mortgage Servicing
Private mortgage servicers must update disclosures when life events alter loan ownership, financial responsibility, or contact status. Learn the exact triggers — marriage, divorce, death, financial hardship — and the documentation protocols that protect your investment.
Borrower Financial Assessment in Private Mortgage Servicing
Borrower financial assessment in private mortgage servicing requires analyzing payment history patterns, income stability, debt obligations, and asset reserves — the four data points that reveal whether a note is at risk before payments are missed.
Mitigating Risk Stacking: The Key to Secure Private Loan Servicing
Risk stacking in private mortgage servicing compounds silently across payment processing, escrow, compliance, and documentation until exposure becomes portfolio-wide. Learn how private lenders dismantle each layer with professional servicing systems.
Off-Market Deals: How Wholesaler-Realtor Partnerships Fuel Private Mortgage Note Opportunities
Wholesaler-realtor partnerships unlock a consistent pipeline of off-market private mortgage note opportunities. Learn how to build referral relationships with real estate agents, structure agreements that protect both parties, and connect deal flow to private note servicing outcomes.
Consumer Credit Conditions Show Signs of Stress
AFSA's Q3 report indicates a decline in consumer credit conditions, yet private lenders express optimism for upcoming economic growth and stability opportunities.
Zillow Enhances Sites and Apps Following Ad Disclosure Concerns
Zillow Group conducted a thorough evaluation of its digital platforms, collaborating with regulators to address compliance gaps and enhance industry standards.
Coalition advocates for improved federal flood response and Housing Act progress.
The coalition was established following the devastating floods in July 2022, aiming to address recovery and support initiatives in affected regions.
Private Mortgage Note Protection: Your 7-Step Borrower Background Check Blueprint
Follow NSC's seven-step borrower background check blueprint to reduce default risk, detect fraud at origination, and keep every private mortgage note compliant from day one.
South Dakota Legislators Plan to Discuss Property Tax Relief Initiatives
Property tax payments in South Dakota have risen nearly 40% in four years, prompting lawmakers to consider targeted relief measures for homeowners.