The Top State for Retirement Living Is…
Kentucky ranks last for retirees among the states, raising considerations for private lenders regarding market opportunities and demographic shifts.
FHFA Adjusts GSE Portfolio Limits to Facilitate Trump’s $200 Billion Mortgage Bond Purchase
FHFA adjustments to GSE portfolio limits could significantly impact mortgage bond purchases, provoking political commentary and market reactions.
Judge Rejects State Farm’s Request to Pause Discovery in Hail Damage Case
State Farm faces legal scrutiny over allegations of mishandling an insurance claim related to a 2021 hailstorm, raising concerns for private lenders.
HECM for Purchase: An Alternative for Seniors Amid 401(k) Proposal Challenges
Explore how HECM for Purchase enables buyers aged 62 and older to finance homes without monthly payments, mitigating risks associated with 401(k) withdrawals.
Calculate Your True Private Lending Returns with Weighted Average Yield
Learn how to calculate Weighted Average Yield (WAY) for your private mortgage note portfolio. This guide covers the exact formula, a step-by-step three-note walkthrough, and strategic applications — so private lenders can measure true portfolio performance, allocate capital accurately, and rely on professional servicing data for reliable ongoing yield tracking.
Trump Criticizes 401(k) as Down Payment Source for Home Purchases
Trump expresses reluctance about using retirement savings for home down payments, highlighting potential risks and implications for financial planning.
NEXA Lending Introduces Agenetic AI Tools for Loan Officers
NEXA Lending introduces AI tools for loan officers, enhancing efficiency with instant pricing, guideline searches, and streamlined automated communication.
Top 10 Podcasts for Loan Officers to Enhance Your Mortgage Business
Explore 10 essential loan officer podcasts designed for mortgage professionals to enhance business strategies, stay updated, and navigate market changes effectively.
Availability of Down Payment Assistance Expands Significantly
DPR's latest report reveals 2,619 down payment programs, with 62% featuring income limits exceeding $100,000 and broader eligibility criteria for buyers.
Top 10 Best Practices for Engaging with Homebuyers
Discover ten essential steps to consistently secure positive testimonials and referrals from your buyer clients, enhancing your reputation as a private lender.