FHA Report Indicates HECM Program No Longer Poses Financial Risk
FHA-insured HECM program shows positive growth, with insurance-in-force at $64 billion and a robust capital ratio of 24.06%, indicating market stability.
Five methods brokerages implement systems to enhance agent culture
Leading brokerages implement structured culture systems to enhance agent performance, improve client service, and foster better business alignment for success.
CoStar maintains its position on Homes.com despite investor pressure.
CoStar dismisses Third Point's push to sell Homes.com, highlighting a 337% increase in subscribers and new goals for profitability in the digital real estate sector.
Strategies Used by Real Estate Brokerages to Mitigate Buyer Representation Risks
Brokerages are enhancing training and compliance in response to industry challenges, while advocates raise concerns about potential contract fairness for consumers.
Metrics-Driven Value: Maximizing Your Private Lending Portfolio
Private lenders who track payment performance, loan-to-value trends, delinquency patterns, and concentration exposure consistently protect and grow their private mortgage note portfolio value. Here is what to measure, why it matters, and how professional servicing makes the data picture accurate and actionable.
Beyond Compliance: Proactive Delinquency Notices for Superior Investor ROI
Proactive delinquency notices do more than satisfy regulatory requirements - they protect private mortgage note performance and investor ROI through early borrower engagement, strategic communication, and disciplined loss mitigation before delinquency escalates.
No More ‘Occasional Creditor’? CFPB Tightens TILA/RESPA for Private Seller Financiers
The CFPB is intensifying scrutiny on private seller financiers who rely on the occasional creditor exemption under TILA and RESPA. This guide explains what the regulatory shift means for compliance obligations, note values, and what seller financiers must do now.
Strategies for Enhancing Housing Affordability
As affordability challenges persist in the mortgage industry, lenders, policymakers, and consumers engage in critical discussions on effective solutions.
Mortgage Applications Decrease 8.5% Following Minor Rate Increase
Mortgage applications declined by 8.5% as 30-year rates reached 6.24%. Despite a 16% drop in refinance activity, it remains up 156% compared to last year.
Private Mortgage Due Diligence: The Metrics You Must Track
Private mortgage lenders who track DTI, LTV, borrower reserves, collateral condition, and clean title before funding protect their capital. Learn the five non-negotiable due diligence metrics for private mortgage notes - and how to read them as a system.