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CFPB’s Expanded Scrutiny: TILA/RESPA Compliance for Private Seller Financiers

2026-08-04T23:15:43-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

The CFPB is expanding its interpretation of who qualifies as a creditor under TILA and RESPA, and private seller financiers who originate notes regularly are directly in that crosshairs. Here is what note originators, holders, and buyers need to understand before the next deal closes.

Cash-on-Cash Return: The Private Mortgage Note Investor’s Essential Metric

2026-07-31T00:03:09-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Cash-on-cash return tells private mortgage note investors exactly how much cash their deployed capital is generating each year. Learn how to calculate it, interpret it, and protect it through professional servicing.

Private Seller Financing: Navigating CFPB’s New TILA/RESPA Rules

2026-06-15T14:03:10-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

The CFPB's portfolio lender scrutiny expands TILA and RESPA obligations for private seller financiers who conduct repeated transactions. Learn what changed, what compliance now requires, and the action steps that protect your notes from enforcement risk.

Gen X Investors Show Confidence Yet Frequently Lack Formal Retirement Plans

2026-01-28T14:36:50-08:00Articles, private mortgage loan servicing companies, private mortgage servicing companies|

Many Gen Xers lack formal financial plans, with 40% having no written strategy. Among those with plans, half developed them independently, indicating a gap in financial guidance.

Cardinal Financial Introduces Nondelegated Correspondent Program

2026-01-28T14:25:01-08:00Articles, private loan servicing company, private money loan servicing|

Cardinal Financial introduces a nondelegated correspondent program, enabling independent lenders to leverage Octane technology and a broader range of loan products.

Jennifer Lopez and Ben Affleck Withdraw Beverly Hills Mansion Listing

2026-01-28T13:53:49-08:00Articles, loan servicing private lenders, private lender servicing|

Explore the luxurious Beverly Hills mansion with 12 bedrooms and 24 bathrooms that has recently been removed from the market by Jennifer Lopez and Ben Affleck.

Arrive Home Introduces Down Payment Assistance for Manufactured Home Buyers

2026-01-28T13:44:53-08:00Articles, private money loan servicing|

Discover how New Foundations DPA's 3.5% down payment assistance is transforming opportunities for purchasing single- or double-wide manufactured homes.

MegPrime and Megatel Homes Launch New Digital Rewards Program for Buyers and Brokers

2026-01-28T12:45:58-08:00Articles, loan servicing private lenders, private money loan servicing|

Discover the innovative MegPrime rewards program, allowing buyers and brokers to earn tokens convertible to USD, enhancing engagement in real estate transactions.

Study Identifies Salt Lake City as the Most Neighborly City in the U.S.

2026-01-28T12:40:03-08:00Articles, loan servicing private lenders|

Explore insights on community dynamics as a new study spotlights Salt Lake City as the most neighborly city in the U.S., with implications for local real estate.

Federal Reserve Maintains Interest Rates Amid Political Pressure on Policy

2026-01-28T12:38:30-08:00Articles, private mortgage loan servicing companies, private mortgage servicing|

The Fed maintains benchmark rates between 3.5% and 3.75% amid stable inflation at 2.7% and slowing job growth, highlighting key political considerations.

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