Ex-NJ Mayor Found Guilty in Mortgage Fraud Case
Former mayor faces sentencing after conviction in a mortgage fraud case, highlighting risks in real estate financing. Read more on this developing story.
Navigating New IRS Private Mortgage Reporting for 2026: A Lender’s Guide
The IRS is tightening Form 1098 reporting requirements for private mortgage interest. Private lenders and note investors face expanded documentation obligations for the 2026 tax season covering 2025 loan activity. Here is what you need to know—and do—now.
10 Data Points Private Lending Investors Demand Before Funding Your Deals
Investors don't fund lenders on instinct. They fund based on data. Here are the 10 servicing data points that determine whether your private mortgage note portfolio gets funded or passed over.
Ambiguous Late Fees: The Hidden Liability in Private Mortgage Servicing
Vague late fee language in private mortgage notes creates regulatory exposure under UDAAP and TILA, direct borrower litigation risk, and secondary market discounting. Precise contract language that defines due dates, grace periods, and calculation basis eliminates all three.
Seller Carryback Portfolio Visibility: What to Track and Why Spreadsheets Fall Short
A seller carryback portfolio needs more than payment tracking. Owners need consolidated data on payment history, delinquency, amortization, and cash flow to find weak notes and decide what to restructure, hold, or sell. Spreadsheets struggle to give that view as notes accumulate. The right data turns a pile of notes into a managed loan book.
The 2026 IRS Shift: Navigating New Private Mortgage Reporting Rules
The IRS is expanding Form 1098 and 1099-INT reporting requirements for private mortgage notes in 2026. Private lenders, note investors, and mortgage servicers must issue formal interest statements and build compliant data-tracking systems before the deadline.
Georgia Legislation Aims to Limit HOA Foreclosures Amid Senior’s Struggles
Amid rising complaints about HOA fines escalating into liens and foreclosure risks, proposed measures aim to address these critical homeowner concerns.
Champion Homes Launches 67-Unit Affordable Housing Community in Fresno
Discover how Champion Homes' new affordable community in Fresno demonstrates the potential of manufactured housing for efficient market solutions.
Georgia Senate Approves Legislation to Limit Statewide Property Taxes
Sen. Chuck Hufstetler emphasizes the need to safeguard homeowners from significant tax hikes as the Georgia Senate moves to cap statewide property taxes.
Streamlining Strategies: Century’s Guide to an Efficient Next Drive
Explore how optimizing cycle time, implementing incentives, leveraging land optionality, and utilizing advanced mortgage tools can enhance competitiveness in lending.