Pending Home Sales Show Year-Over-Year Growth as Spring Approaches
Pending home sales increased by 4.6% year over year, with inventory at 700,259 units, while mortgage rates stabilized near 6%, signaling a dynamic market.
Dan Hultquist Discusses HECM Reforms and Engaging New Sales Talent
Reverse mortgage expert Dan Hultquist analyzes recent HECM reforms, emerging proprietary loan trends, and the impact of technology on industry expansion.
RateFi Launches Crypto Asset Integration for Mortgage Qualification
RateFi enables borrowers to utilize verified cryptocurrency as income and reserves for mortgage applications, eliminating the need for liquidation.
Foreclosure Compliance for Private Lenders: Protecting Your Investment
When a private mortgage note goes into default, foreclosure compliance becomes your primary legal exposure. Learn the four traps that derail private lenders, why state-specific procedures are non-negotiable, and how professional servicing closes the compliance gap before a borrower challenge derails your timeline.
The Private Lender’s Playbook: Essential Economic Indicators for Smart Decisions
Private lenders who track macroeconomic data make better origination, servicing, and loss-mitigation decisions. These fifteen economic indicators form the core monitoring dashboard for any private mortgage note portfolio, signaling borrower capacity, collateral health, rate risk, and default trajectory before problems reach the payment ledger.
Private Mortgages: Step-by-Step Guide to Drafting an Enforceable Notice of Default
Seven steps for private mortgage lenders to draft and serve an enforceable Notice of Default, covering loan document review, arrearage verification, required notice language, cure terms, and proper service methods.
CFPB Communication & Disclosure Compliance for Private Mortgage Servicers
The CFPB holds authority over every private mortgage servicer and its communication and disclosure mandates apply from loan boarding through payoff. Here is what private note servicers must do to stay compliant.
Drafting an Enforceable Notice of Default: A Private Lender’s Step-by-Step Guide
An enforceable Notice of Default requires accurate arrearage calculations, legally compliant content, proper delivery with proof of service, and active cure period tracking. Private lenders who miss any of these steps risk delayed or dismissed foreclosure proceedings.
Essential Economic Indicators for Private Lenders: Navigating Risk and Opportunity
Private mortgage lenders and investors who track the right macroeconomic indicators — Federal Funds Rate, CPI, unemployment, home price indices, yield curve — can anticipate borrower stress, protect collateral values, and keep their note portfolios performing through any economic cycle.
When to Hire a Compliance Consultant for Your Private Lending Firm
Five specific situations tell private mortgage lenders it's time to bring in a compliance consultant - expanding into a new state, scaling volume, lacking a dedicated compliance function, facing an upcoming audit, or discovering an internal gap. Here's what to look for and why proactive investment pays.