California Home Sales and Prices Declined Significantly in January
California’s median home price has dropped to a 23-month low, impacting market dynamics. Explore the implications for private lenders and investors.
From NPN to Performing: Strategies for Mortgage Note Recovery
When a private mortgage note goes non-performing, foreclosure is rarely the only option. Learn the discovery process, rehabilitation strategies — loan modification, forbearance, and structured repayment — and why professional servicing determines whether a non-performing note becomes a durable performing asset.
State Late Fee Caps: Navigating the New Reality for Private Mortgage Lenders
State legislatures are enacting late fee caps that limit what private mortgage lenders can charge on overdue payments. This guide covers the compliance obligations, multi-state complexity, and portfolio strategy adjustments private lenders need to act on now.
FHA, VA, and Ginnie Mae Detail Housing Policy and Regulatory Objectives
Federal housing leaders discuss key 2026 priorities at MBA’s servicing conference, focusing on affordability, FHA efficiency, and Ginnie Mae’s loan-level model.
OneKey MLS Collaborates with Broker Public Portal for Home Search Enhancement
OneKey MLS partners with Cribio to enhance property listings, ensuring data accuracy, broker recognition, and a superior experience for consumers.
North Carolina Bars Enforcement of MV Realty Listing Agreements
MV Realty's agreements effectively bind homeowners to exclusive listing contracts for up to 40 years, offering modest upfront payments in return.
The Servicing Advantage: Building Broker Trust in Private Mortgages
A specialized private mortgage note servicer directly shapes broker reputation, client retention, and referral growth. Learn what to look for in a servicing partner and how the right choice turns closed deals into lasting competitive advantage.
State Late Fee Caps: The Compliance & Profitability Challenge for Private Lenders
State legislatures are enacting stricter late fee caps on private mortgage notes, creating compliance and revenue challenges for private lenders. Learn what the new laws require, how they affect lender profitability, and the compliance steps to take now.
Navigating Dodd-Frank for Emerging Private Mortgage Note Investors
For emerging private mortgage note investors, Dodd-Frank compliance is inherited at acquisition. This guide covers origination due diligence, servicing obligations, and state licensing requirements so you understand the regulatory exposure in every note before you close.
Mortgage Demand Increases 2.8% Driven by 7% Surge in Refinances
Mortgage and refinance applications surged with falling rates, as refinance activity climbed to 57.4%, indicating shifting borrower preferences in the market.