What Happens When Your Private Lending Business Fails an Audit?
A failed audit triggers immediate regulatory penalties, investor capital flight, and operational disruption. Here is what private mortgage lenders face and how to recover.
Figure Reports Significant Profit Growth and Revenue Increase
Figure reported significant growth, with net revenue reaching $506.9M, a 49% increase. Net income stood at $134.3M, supported by a volume of $8.4B.
Minor FICO Score Improvements Can Alleviate Homebuying Expenses
Research shows that raising an average FICO score to the 760 threshold typically takes 1.5 to 3 years across most states, highlighting borrower challenges.
State Usury Caps: Navigating Profitability in Private Mortgage Servicing
State usury laws cap the maximum interest rate on a private mortgage note and govern how fees, points, and late charges count toward that ceiling. Learn how multi-state rate caps compress yield, create ongoing servicing compliance obligations, and what expert loan servicing does to absorb the burden.
In Texas, buyers are influenced by the memory of 2.65% mortgage rates.
Homebuilders in Texas face challenges as buyers cling to pandemic-era rates, impacting market dynamics. Understanding this psychological bias is essential.
Massachusetts legislation would require fair housing training for real estate agents.
Massachusetts Senate passes S.2959, mandating four hours of fair housing training and stricter penalties, impacting private lenders and compliance practices.
Professional Note Servicing: Unlocking Value in Performing & Non-Performing Assets
Learn how professional private mortgage note servicing protects portfolio value, ensures compliance, and delivers expert loss mitigation for both performing and non-performing notes.
7 Critical Economic Indicators Private Lenders Must Watch in 2026
Seven economic indicators determine private mortgage note performance in 2026 — interest rates, inflation, employment, housing health, GDP, consumer confidence, and regulatory trends. Private lenders who track all seven protect their portfolios. Those who don't react late and absorb losses that compliant servicing could have prevented.
Building a Business on Relationships: The Limits of Automating Trust
Explore the essential role of personal relationships in the mortgage industry, emphasizing their importance in driving growth and revenue, despite the rise of AI technology.
Compass Listings Set to Appear on Redfin Soon
Compass will syndicate coming soon listings to Redfin, allowing seller opt-out and enabling listing agents to claim leads within 24 hours.