Howard Hanna launches HannaList for MLS-aligned early access.
Howard Hanna launches HannaList in Ohio and Pittsburgh, providing private lenders with an early access phase that adheres to local MLS regulations.
Identifying and Mitigating Carry Costs Through Professional Private Mortgage Servicing
Professional private mortgage servicing reduces carry costs by eliminating payment ledger errors, managing escrow administration, maintaining compliance, and providing portfolio-level reporting that self-servicing lenders cannot efficiently produce on their own.
Workflows vs. SOPs: The Essential Distinction for Private Lending Success
Workflows and SOPs are two different tools - and private mortgage lenders who treat them as interchangeable leave compliance gaps they cannot see. This post breaks down what each one does, why the distinction matters for portfolio scale and regulatory defensibility, and how running both together creates the operational foundation private lending requires.
7 Essential Policies for New Private Lender Compliance Manuals
Private mortgage lenders who document their compliance policies before a problem surfaces operate from a stronger legal and operational position. These seven essential policies - from origination standards through default management - form the foundation of a defensible private lending compliance manual.
Recourse vs. Non-Recourse Loans: Navigating Risk & Reserves in Private Mortgage Servicing
Understanding Recourse vs. Non-Recourse Loans and Their Reserve Implications Understanding Recourse vs. Non-Recourse Loans and Their Reserve Implications in Private Mortgage Servicing In the intricate world of private mortgage servicing, where every note represents a unique agreement and a distinct risk profile, clarity is [...]
Lien Priority Due Diligence Checklist: Verify Before You Fund
Verify lien priority before funding any private mortgage note. This due diligence checklist covers title searches, title insurance, recording requirements, super-priority liens, and subordination agreements to protect your capital.
Decline in Single-Family Housing Starts Observed in January
Rising construction costs and affordability challenges are impacting the single-family housing market, presenting potential risks for private lenders.
Increasing Numbers of Over-65 Individuals Opt for Roommate Living Arrangements
Explore the trend of multi-generational households, where over 39% of roommates share a significant age gap, shaping the housing landscape and lending opportunities.
Senate Approves Bipartisan Housing Bill; Industry Responses Vary
Explore the implications of the recent bipartisan housing bill and its mixed reception from industry leaders, highlighting opportunities for private lenders.
Former Ontario Mortgage Broker Penalized $600,000 for Misconduct.
"Regulatory compliance is essential for licensed mortgage brokers, as illustrated by a recent case involving a significant penalty for misconduct."