Is Homeownership Now Considered a Luxury Good?
First-time buyers constitute 21% of home purchases, with the median age increasing to 40. Explore trends in homeownership among younger demographics.
Zillow anticipates a stabilizing housing market and better affordability.
Home values declined in half of the largest markets analyzed by Zillow, with projections suggesting a drop to just 12 markets by 2026. Explore the implications.
UWM’s New Technology Enhances Brokers’ Growth, Speed, and Control
UWM enhances Brand 360 with Canva, introduces Loan Lab and a new Income Calculator, streamlining workflows and offering brokers a competitive advantage.
Atlas VMS to Integrate AI Review Tool with AIM-Port Platform
New initiative streamlines manual reviews for lenders and appraisal management firms, enhancing consistency and quality in the appraisal process.
The 2025 Exhibit Awards: Honoring Innovations in Real Estate and Mortgage Branding.
HousingWire and MAXA Designs unite for the Exhibit Awards, celebrating exceptional branding in real estate and mortgage, enhancing clarity and business value.
Preventing Risk Stacking: The Due Diligence Imperative in Hard Money Lending
Risk stacking — the accumulation of multiple compounding risk factors in a single loan — is one of the most preventable causes of hard money loan defaults. This guide breaks down the five due diligence pillars that identify and neutralize stacked risk before funding, protecting lender capital across market cycles.
Due Diligence: Your Essential Guide to Tax-Efficient Note Investing
Navigating the Tax Labyrinth: The Critical Role of Due Diligence in Note Investing Navigating the Tax Labyrinth: The Critical Role of Due Diligence in Note Investing Investing in mortgage notes can be a highly rewarding venture, offering attractive yields and diversification opportunities. Yet, for [...]
7 Elements of Trustworthy Private Mortgage Investor Reports
Seven elements separate audit-ready private mortgage investor reports from improvised spreadsheets: loan-level status, escrow accounting, delinquency narratives, regulatory documentation, portfolio metrics, trust accounting, and a verifiable audit trail.
Private Lending Under Regulatory Fire: Mastering Risk Stacking in Volatile Times
Regulatory Watchdogs Eye Private Lending: New Focus on Risk Stacking in Volatile Markets The burgeoning private lending sector, long operating in the shadows of traditional banking, is increasingly under the microscope of regulatory bodies. A new emphasis on "risk stacking" in private credit portfolios, [...]
California Holds Four of the Top Five Riskiest Housing Markets
Explore the latest report highlighting that California hosts four of the top five riskiest housing markets, raising concerns for private lenders in the region.