The rise of Coming Soon listings prompts concerns over value and transparency.
Explore strategies for private lenders as MLS rules may limit visibility to 24 hours, while portals enhance syndication partnerships for broader outreach.
PHH Successfully Transitions to Onity Mortgage Branding
Onity Group's mortgage subsidiary, PHH Mortgage Corp., has rebranded as Onity Mortgage, signaling a strategic shift in branding and services for private lenders.
Balance Homes Enhances Co-Ownership Program with Fee Rebates and Counseling
Balance Homes enhances its co-ownership program, offering HUD counseling, progress tracking, and fee rebates for efficient home equity buyback processes.
Real Estate Agents Transforming into Housing Advisors: A Strategic Shift
Experts discuss the evolving workflows in the housing market, focusing on inventory challenges, technological advancements, and affordability issues for private lenders.
Housing demand continues to rise as mortgage rates reach a critical juncture.
Amid rising oil prices and persistent mortgage rates, existing home sales show resilience, signaling potential opportunities for private lenders in the market.
Due Diligence for Seller-Financed Properties: Securing Your Private Mortgage Investments
Seller-financed private mortgage notes carry origination risks that institutional underwriting never touches. This framework covers the complete due diligence process - title search, lien priority, document review, assignment chains, and borrower verification - that protects note holders before capital is committed.
Private Mortgage & Note Servicing: Key Terms Explained
Private mortgage note servicing covers the administrative lifecycle of a privately originated real estate loan. These eight essential terms — amortization, escrow, payment processing, and the roles of each party — define how professional servicing protects lenders, ensures compliance, and keeps notes saleable.
Broker’s Guide: Protecting Clients from Seller Carryback Pitfalls
When a seller carries back a private mortgage note, they immediately assume the legal and operational responsibilities of a private lender. This guide covers the four risk categories every broker must address — default, compliance, lien position, and operational burden — and explains why professional private mortgage servicing is the primary mitigation strategy.
Maximize Private Lending Profit: Build Your Carry Cost Spreadsheet
Track every carry cost tied to your private mortgage notes - from property taxes and insurance to REO expenses - with a structured spreadsheet framework that protects returns and supports audit-ready compliance reporting.
Purchase Money Mortgages: The Foundation of Superior Lien Security
A purchase money mortgage gives private lenders one of the strongest lien positions in real estate law. Learn how PMM super-priority works, why courts protect PMM holders, and what documentation every lender must have to preserve that position at closing.