loanDepot posts $108 million loss despite improvements in volume and margins
loanDepot reduces its projected 2025 net loss to $108 million, with revenues increasing by 12% to $1.19 billion, despite a decline in margins to 324 bps in Q4.
Verification Replaces Traditional Credit Scoring Methods
Discover how measurable confidence in underwriting is reshaping mortgage standards, moving beyond traditional tri-merge credit reports for enhanced decision-making.
CFPB’s Heightened Scrutiny on Private Mortgage Servicing: A Lender’s Compliance Guide
The CFPB's intensifying oversight of non-bank servicers raises the compliance bar for private mortgage lenders. This guide covers the six highest-scrutiny areas and the practical steps lenders need to take now.
Why Every Hard Money Broker Needs a Referral Onboarding SOP
Hard money brokers who formalize referral onboarding build stronger partnerships, reduce compliance risk, and deliver cleaner loan packages to private mortgage servicers. A documented SOP is the operational foundation that makes a referral network scale.
Builders assess buyer preferences versus their willingness to pay.
Explore how homebuilders are prioritizing multifunctional spaces, storage-efficient kitchens, and warm color palettes as affordability takes precedence over size.
Cavan Companies to Develop New Build-to-Rent Community in Omaha Metro Area
Cavan Companies is set to develop a 16-acre build-to-rent community in Omaha, highlighting trends in rental housing and investment opportunities for private lenders.
February Sees 1.7% Increase in Existing Home Sales
Median home prices show a slight increase, indicating steady demand in the housing market. Explore the latest trends in existing home sales and pricing.
Private Lenders: How to Sidestep SAFE Act Violations Before They Become Costly
Private lenders operating outside traditional banking face real SAFE Act exposure — even on business-purpose deals. Learn the four compliance moves that protect private mortgage note portfolios and how professional servicing creates a defensible compliance record from origination through payoff.
UWM Adjusts Revenue Forecast Prior to Two Harbors Vote
United Wholesale Mortgage's parent company boosts 2026 revenue outlook before a key shareholder vote on Two Harbors Investment's $1.3 billion merger proposal.
Why Lien Priority Is Everything in Hard Money Loans
Lien priority determines whether a hard money lender recovers capital after default. Learn why first position protection, rigorous title due diligence, and properly executed subordination agreements are the foundation of sound private mortgage underwriting.