Mortgage Demand Falls 11% as 30-Year Fixed Rate Reaches 6.3%
Mortgage applications fell 10.9% as the 30-year fixed rate reached 6.3%. However, the purchase index saw a week-over-week increase of 1%.
The 3% Rule: Analyzing Its Impact on Accelerated Home Sales
Recent HousingWire data indicates that 3% price reductions are effectively boosting absorption rates in the mid-market housing sector, particularly for homes priced between $350K and $650K.
Independent Mortgage Banks See Profitability Decline as Margins Drop 44%
MBA data reveals IMB profits decreased to $674 per loan in Q4 2025, a significant drop from $1,201 in Q3, alongside revenue slipping to 340 bps.
The Non-Negotiable Power of SOPs for Compliance and Success in Private Mortgage Servicing
Private mortgage note servicers who skip documented SOPs face regulatory penalties, investor trust failures, and borrower disputes that compound across a portfolio. Learn why enforced Standard Operating Procedures are the foundation of compliant, scalable private note servicing operations.
eXp Realty introduces upcoming listing syndication to major real estate platforms.
eXp Realty will enhance visibility for upcoming listings through Zenlist, syndicating them to popular platforms like Realtor.com, Homes.com, and ComeHome.com.
Luxury Housing Markets Worldwide Approach Equilibrium Status
Christie’s International Real Estate launched its Prime Sentiment Index, showing a decrease to 14.4 in 2026 as luxury markets experience normalization.
Private Lenders: Don’t Let UCC Filings Undermine Your Real Estate Lien Priority
UCC filings on fixtures can legally outrank a previously recorded private mortgage. Learn how fixture filings work, why standard title searches miss them, and the four concrete steps private lenders must take to protect their lien position before and after closing.
The Mortgage Industry’s Understated First Line of Defense
Understanding the behind-the-scenes efforts of real estate transactions is crucial for private lenders. Seamless closings are built on due diligence and verification processes.
Offerpad aims for 1,000 quarterly transactions using AI platforms SCOUT and HENRY.
Offerpad announces SCOUT and HENRY are projected to achieve a 1,000 transaction quarterly run rate, indicating strong growth and positive adjusted EBITDA ahead.
California Transit Agency Land May Facilitate Construction of 240,000 Homes
California's focus on increasing housing supply near transit highlights untapped land owned by transit agencies, presenting opportunities for private lenders in development.