Converting Rule 506(b) Offerings to 506(c): Key Considerations for Managers
The SEC’s clarification on Regulation D Rule 506(c) is prompting issuers to reassess their use of Rule 506(b), balancing flexibility with new compliance complexities.
Former Employees Allege Stockton Mortgage Accessed Personal Email Accounts
Two ex-loan officers claim Stockton Mortgage accessed their personal Gmail accounts, filing unredacted emails containing sensitive financial information.
Judge Rejects NWMLS Motion to Dismiss Compass Antitrust Lawsuit
Seattle federal judge rejects NWMLS's motion to dismiss Compass's antitrust lawsuit, allowing discovery to proceed toward a scheduled trial.
Private Lending Success: The SOP Advantage for Compliance & Growth
Standard Operating Procedures are the operational backbone of a compliant, scalable private mortgage lending business. This guide covers how SOPs drive payment accuracy, investor reporting integrity, audit readiness, and sustainable portfolio growth — and what it costs to operate without them.
Transitioning from Rule 506(b) to Rule 506(c): Key Considerations for Fund Managers
The SEC’s clarification on Regulation D Rule 506(c) prompts issuers to reassess their strategies, balancing flexibility with the complexities of investor verification.
Insights from NAR on Leadership Transition in the Industry
NAR HQ visit reveals strong leadership advocacy, yet underscores ongoing challenges with compensation and trust within the member community for private lenders.
Lien Priority for Construction Loans: Essential Risks & Safeguards for Private Lenders
Construction loan lien priority exposes private lenders to mechanics’ lien relation-back claims and future-advance subordination. Learn the three core safeguards—site inspection, lien waivers, and per-draw title endorsements—that protect your capital through every phase of a construction project.
Mike Vough Discusses Borrowers Remaining Rate Anchored Until 2026
Borrowers are clinging to low mortgage rates, with February's refinance share dropping to 41% while adjustable-rate mortgages increased to 10%, says Optimal Blue's Mike Vough.
7 Critical Factors for Sizing Interest Reserves in Private Lending
Seven variables determine how large an interest reserve needs to be on a private mortgage note. Private lenders who account for all seven at origination protect cash flow, prevent defaults, and maintain portfolio performance when projects hit delays.
The Impact of Policy Uncertainty on Senior Retirement Planning
More than 50% of respondents believe a 20% reduction in Social Security benefits would necessitate major lifestyle changes and tighter financial management.